Colorado Springs, CO BAH Rates
2026 Basic Allowance for Housing rates for Colorado Springs, Colorado (MHA: CO046).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $2,160 | $1,689 |
| E-2 (Private/Seaman Apprentice) | $2,160 | $1,689 |
| E-3 (PFC/Seaman) | $2,160 | $1,689 |
| E-4 (Specialist/Corporal) | $2,160 | $1,689 |
| E-5 (Sergeant) | $2,358 | $1,860 |
| E-6 (Staff Sergeant) | $2,433 | $1,980 |
| E-7 (Sergeant First Class) | $2,487 | $2,166 |
| E-8 (Master Sergeant) | $2,553 | $2,379 |
| E-9 (Sergeant Major) | $2,646 | $2,388 |
| W-1 (Warrant Officer) | $2,448 | $2,103 |
| W-2 (Chief Warrant Officer 2) | $2,514 | $2,376 |
| W-3 (Chief Warrant Officer 3) | $2,598 | $2,394 |
| W-4 (Chief Warrant Officer 4) | $2,664 | $2,436 |
| W-5 (Chief Warrant Officer 5) | $2,754 | $2,502 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,496 | $2,355 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,583 | $2,385 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,679 | $2,418 |
| O-1 (Second Lieutenant/Ensign) | $2,376 | $1,959 |
| O-2 (First Lieutenant/LTJG) | $2,430 | $2,295 |
| O-3 (Captain/Lieutenant) | $2,595 | $2,397 |
| O-4 (Major/LCDR) | $2,778 | $2,484 |
| O-5 (Lieutenant Colonel/CDR) | $2,913 | $2,517 |
| O-6 (Colonel/Captain) | $2,934 | $2,574 |
| O-7 (Brigadier General/RDML) | $2,955 | $2,616 |
Colorado Springs, CO — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $2,160 to $2,913 — a $753 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Colorado Springs, CO.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Colorado Springs, CO
With Dependents • 2022–2026 (+$306 / +14.9%)
* Rates sourced from official DoD BAH rate publications for each year.
Colorado Springs vs. Nearby CO Duty Stations
E-5 with dependents BAH comparison. Colorado Springs ranks #3 — $483/mo less than Denver.
About BAH in Colorado Springs, CO
The 2026 Basic Allowance for Housing rate for Colorado Springs, Colorado reflects the local cost of rental housing in the CO046 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Colorado Springs, the monthly BAH rate is $2,358, which comes to $28,296 per year. Without dependents, the same pay grade receives $1,860 per month.
BAH Rates by Rank in Colorado Springs
View Colorado Springs BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Colorado Springs use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Colorado Springs rates changed from 2022 to 2026
- Compare BAH rates — Compare Colorado Springs with another duty station
- All Colorado duty stations