BAH Rate Calculator

    O-4 BAH Rates — O-4 (Major/LCDR)

    2026 Basic Allowance for Housing rates for O-4 (Major/LCDR) at every military duty station.

    Avg w/ Dependents

    $3,172

    Avg w/o Dependents

    $2,699

    Highest

    $7,470

    Westchester County, NY

    Lowest

    $1,809

    Youngstown, OH

    O-3 RatesAll RanksO-5 Rates
    LocationWith Dep.Without Dep.
    Westchester County, NY$7,470$5,874
    New York City, NY$6,459$5,247
    San Francisco, CA$6,444$5,481
    Nantucket, MA$6,306$5,244
    Maui County, HI$6,045$5,088
    Boston, MA$5,928$4,941
    Santa Clara County, CA$5,856$5,055
    Florida Keys, FL$5,655$4,374
    Northern New Jersey, NJ$5,610$5,055
    Hanscom Afb, MA$5,535$4,584
    Long Island, NY$5,502$4,878
    Martha'S Vineyard, MA$5,385$4,758
    Kauai County, HI$5,376$4,416
    Essex Co, MA$5,301$4,053
    Monterey, CA$5,259$4,245
    Miami/Fort Lauderdale, FL$5,208$4,041
    Camp Pendleton, CA$5,085$4,494
    San Diego, CA$5,082$4,440
    Los Angeles, CA$5,052$4,314
    Staten Island, NY$5,043$4,341
    Portsmouth, NH$4,983$3,993
    Trenton, NJ$4,926$4,119
    San Luis Obispo, CA$4,920$4,047
    West Point, NY$4,884$4,215
    Cape Cod-Plymouth, MA$4,872$4,155
    Portland, ME$4,830$3,843
    Oakland, CA$4,809$4,203
    Honolulu County, HI$4,737$4,110
    Fort Monmouth/Earle Nws, NJ$4,710$4,173
    Perth Amboy, NJ$4,638$4,128
    Fitchburg, MA$4,587$3,699
    Burlington, VT$4,584$3,918
    Marin/Sonoma, CA$4,563$3,939
    Seattle, WA$4,554$4,020
    Ventura, CA$4,545$4,080
    Manchester/Concord, NH$4,512$3,801
    Newport, RI$4,446$3,717
    West Palm Beach, FL$4,443$3,741
    Washington, DC$4,410$3,855
    Providence, RI$4,317$3,669
    Worcester, MA$4,296$3,528
    New Haven/Fairfield, CT$4,275$3,759
    Warrenton, VA$4,206$3,480
    Hartford, CT$4,128$3,495
    Hawaii County, HI$4,128$3,867
    Vandenberg Sfb, CA$4,113$3,687
    Indian Head Navordsta, MD$4,020$3,483
    Atlantic City, NJ$4,014$3,417
    Boulder, CO$4,005$3,480
    Chicago, IL$3,927$3,699
    Santa Fe/Los Alamos, NM$3,891$3,522
    Jb Mcguire-Dix-Lakehurst, NJ$3,882$3,477
    Riverside, CA$3,876$3,597
    Juneau, AK$3,873$3,432
    Brunswick, ME$3,846$3,036
    Austin, TX$3,825$3,054
    Annapolis, MD$3,822$3,300
    Ann Arbor, MI$3,804$3,180
    Anchorage, AK$3,789$3,051
    Everett, WA$3,780$3,366
    Vallejo/Travis Afb, CA$3,762$3,498
    Fort G. G. Meade, MD$3,759$3,321
    Madison, WI$3,759$3,096
    Quantico/Woodbridge, VA$3,753$3,222
    Hampden County, MA$3,747$3,075
    Stockton, CA$3,738$3,075
    Ketchikan, AK$3,720$3,036
    Willow Grove, PA$3,714$3,399
    New London, CT$3,654$3,156
    Sitka, AK$3,639$3,294
    Cape May, NJ$3,639$3,108
    San Bernardino, CA$3,630$3,375
    Edwards Afb/Palmdale, CA$3,597$3,189
    Fort Detrick, MD$3,573$3,129
    Milwaukee, WI$3,564$2,883
    Kodiak Island, AK$3,555$2,970
    Ballston Spa/Albany, NY$3,549$3,000
    Eglin Afb, FL$3,528$2,865
    Astoria, OR$3,480$2,955
    Baltimore, MD$3,477$2,994
    Outer Banks, NC$3,438$2,991
    Philadelphia, PA$3,435$2,976
    Denver, CO$3,426$3,108
    Portland, OR$3,420$2,853
    Fort Pierce, FL$3,408$2,916
    Aberdeen Proving Grounds, MD$3,396$2,865
    Corvallis, OR$3,387$2,763
    Great Lakes Navtracen, IL$3,381$2,853
    Oxford, MD$3,378$2,871
    Asheville, NC$3,351$2,667
    Fort Myers Beach, FL$3,345$2,991
    Beale Afb, CA$3,342$3,126
    Charlottesville, VA$3,333$2,838
    Tacoma, WA$3,324$2,991
    Sacramento, CA$3,318$2,988
    Bridgeport, CA$3,312$2,880
    Port Angeles, WA$3,285$2,940
    Whidbey Island, WA$3,279$2,880
    Bremerton, WA$3,258$2,847
    Tampa, FL$3,255$3,042
    Traverse City, MI$3,255$2,898
    Knoxville, TN$3,243$2,742
    Detroit, MI$3,228$2,649
    Fresno, CA$3,213$2,859
    Fairbanks, AK$3,210$2,619
    Allentown/Bethlehem, PA$3,207$2,841
    Beaufort/Parris Island, SC$3,192$2,817
    Minneapolis/St Paul, MN$3,183$2,820
    College Station, TX$3,165$2,499
    Orlando, FL$3,135$2,958
    Reno/Carson City, NV$3,120$2,715
    Patrick Sfb, FL$3,108$2,883
    Humboldt County, CA$3,099$2,520
    Buffalo, NY$3,093$2,631
    Twenty Nine Palms Mcb, CA$3,090$2,646
    Rome/Griffiss Afb, NY$3,090$2,784
    Eugene, OR$3,090$2,583
    Dover Afb/Rehoboth, DE$3,078$2,706
    Patuxent River, MD$3,075$2,622
    Pittsburgh, PA$3,075$2,604
    Norfolk/Portsmouth, VA$3,054$2,601
    Coastal Maine, ME$3,051$2,757
    St. Louis, MO$3,048$2,685
    Spokane, WA$3,048$2,658
    Dallas, TX$3,045$2,811
    Helena, MT$3,039$2,619
    Syracuse, NY$3,039$2,547
    Houston, TX$3,039$2,580
    Savannah, GA$3,036$2,676
    Gainesville, FL$3,033$2,481
    Nashville, TN$3,033$2,706
    Richmond/Fort Lee, VA$3,030$2,670
    Rochester, NY$3,027$2,601
    Wilmington, NC$3,018$2,541
    Yakima, WA$3,015$2,502
    Fort Collins, CO$3,012$2,631
    Elizabeth City, NC$3,009$2,589
    Salem, OR$3,009$2,514
    Barstow/Fort Irwin, CA$2,976$2,550
    Omaha/Offutt Afb, NE$2,967$2,454
    Salt Lake City, UT$2,946$2,502
    Coos Bay, OR$2,943$2,400
    Durham/Chapel Hill, NC$2,931$2,430
    State College, PA$2,928$2,388
    Chattanooga, TN$2,916$2,436
    Panama City, FL$2,913$2,538
    Bloomington, IN$2,910$2,184
    Fort Stewart, GA$2,904$2,490
    Charleston, SC$2,904$2,646
    Cleveland, OH$2,889$2,418
    Tallahassee, FL$2,883$2,259
    Cincinnati, OH$2,868$2,544
    Atlanta, GA$2,859$2,706
    Carlisle Barracks, PA$2,853$2,439
    El Centro, CA$2,847$2,346
    New Orleans, LA$2,847$2,436
    Jackson, MS$2,841$2,289
    Hampton/Newport News, VA$2,835$2,427
    Volusia County, FL$2,826$2,538
    Eastern Panhandle, WV$2,796$2,331
    Fort Campbell, KY$2,793$2,250
    Columbus, OH$2,793$2,364
    Waco, TX$2,793$2,199
    Myrtle Beach, SC$2,787$2,415
    Battle Creek/Kalamazoo, MI$2,781$2,418
    Colorado Springs, CO$2,778$2,484
    Grand Haven, MI$2,760$2,499
    Corpus Christi, TX$2,757$2,310
    Provo, UT$2,745$2,337
    Fargo, ND$2,739$2,397
    Dahlonega, GA$2,736$2,511
    Louisville, KY$2,730$2,310
    Grand Rapids, MI$2,730$2,403
    Fort Knox, KY$2,724$2,241
    Auburn, AL$2,718$2,055
    Ocala, FL$2,718$2,403
    Cheyenne, WY$2,715$2,298
    Kings Bay/Brunswick, GA$2,706$2,247
    Des Moines, IA$2,706$2,289
    Birmingham, AL$2,703$2,523
    Morehead/Cherry Pt Mcas, NC$2,697$2,184
    Rapid City/Ellsworth Afb, SD$2,691$2,304
    Wichita Fls/Sheppard Afb, TX$2,691$2,187
    Bangor, ME$2,688$2,226
    Lemoore Nas, CA$2,673$2,334
    Albuquerque/Kirtland Afb, NM$2,670$2,343
    Johnson City/Kingsport, TN$2,664$2,202
    Mountain Home Afb, ID$2,658$2,232
    Fort Drum/Watertown, NY$2,655$2,115
    Phoenix, AZ$2,646$2,451
    Eastern Shore, MD$2,643$2,337
    Fayetteville, AR$2,640$2,157
    Fort Worth, TX$2,640$2,421
    Marquette, MI$2,634$2,148
    Rock Island, IL$2,628$2,250
    Scott Afb, IL$2,625$2,073
    Kansas City, MO$2,622$2,217
    Duluth, MN$2,619$2,331
    Nellis Afb/Las Vegas, NV$2,610$2,265
    Boise, ID$2,598$2,304
    Raleigh, NC$2,589$2,334
    Roanoke, VA$2,583$2,154
    Jacksonville, FL$2,580$2,277
    Fort Hood, TX$2,577$2,076
    Lexington, KY$2,571$2,160
    Ogden/Hill Afb, UT$2,565$2,265
    Shreveport/Barksdale Afb, LA$2,562$2,112
    Fort Gordon, AL$2,559$2,181
    Toledo, OH$2,544$2,160
    Fort Rucker, AL$2,541$1,941
    Malmstrom Sfb/Great Falls, MT$2,532$1,989
    Champaign/Urbana, IL$2,529$2,028
    Lansing, MI$2,529$2,028
    Laughlin Afb/Del Rio, TX$2,526$1,896
    Charlotte, NC$2,520$2,433
    Baton Rouge, LA$2,517$2,190
    Whiteman Afb, MO$2,517$2,046
    Columbia/Fort Jackson, SC$2,517$2,151
    Mobile, AL$2,508$2,112
    Fort Leavenworth, KS$2,508$2,226
    Memphis, TN$2,508$2,313
    Fort Wayne, IN$2,505$2,145
    Lincoln, NE$2,502$2,166
    Fallon Nas, NV$2,499$1,992
    Robins Afb, GA$2,496$1,992
    Tulsa, OK$2,490$1,998
    Brownsville, TX$2,490$1,974
    Abilene/Dyess Afb, TX$2,484$2,214
    Grand Forks, ND$2,478$2,070
    Seymour Johnson Afb, NC$2,472$2,052
    Greensboro, NC$2,472$2,157
    Greenville, SC$2,463$2,118
    Pensacola, FL$2,457$2,232
    Indianapolis, IN$2,451$2,238
    Wright-Patterson Afb, OH$2,448$1,938
    Huntsville, AL$2,445$2,127
    China Lake, CA$2,445$1,911
    Fort Bragg/Pope, NC$2,427$2,088
    Wilkes-Barre/Scranton, PA$2,427$1,953
    Lexington, VA$2,421$2,040
    Paducah, KY$2,415$1,929
    Akron, OH$2,403$1,935
    Davis-Monthan Afb, AZ$2,400$2,139
    Columbia/Jefferson City, MO$2,391$1,812
    Bismarck, ND$2,388$2,259
    Topeka, KS$2,385$1,935
    Terre Haute, IN$2,379$1,884
    Gulfport, MS$2,379$1,785
    Springfield, MO$2,376$1,902
    Minot Afb, ND$2,367$2,049
    Morgantown, WV$2,367$1,950
    Fort Huachuca, AZ$2,364$2,193
    Columbus Afb, MS$2,361$2,061
    Sumter/Shaw Afb, SC$2,361$1,980
    Camp Lejeune, NC$2,355$1,989
    El Paso, TX$2,352$2,157
    Lubbock, TX$2,343$1,869
    Moody Afb, GA$2,340$1,941
    Sioux Falls, SD$2,340$2,046
    St Mary And Terrebonne, LA$2,331$1,779
    Little Rock, AR$2,328$1,935
    Sault Ste Marie, MI$2,325$1,923
    Goodfellow Afb, TX$2,322$1,968
    San Antonio, TX$2,307$2,088
    Montgomery, AL$2,298$1,815
    Lafayette, LA$2,298$1,911
    Fort Benning, GA$2,295$1,998
    Beaumont, TX$2,289$1,917
    Yuma, AZ$2,283$1,914
    Peoria, IL$2,283$1,920
    Albany, GA$2,271$1,704
    Alexandria, LA$2,268$1,779
    Lake Charles, LA$2,265$1,755
    White Sands Mr/Las Cruces, NM$2,241$1,977
    Springfield/Decatur, IL$2,238$1,884
    Wichita/Mcconnell Afb, KS$2,232$1,779
    Charleston, WV$2,208$1,791
    Meridian, MS$2,202$1,698
    Fort Chaffee/Fort Smith, AR$2,199$1,785
    Oklahoma City, OK$2,184$1,890
    Frankfort, KY$2,178$1,935
    Holloman Afb/Alamogordo, NM$2,175$1,869
    Fort Riley, KS$2,169$1,842
    Vance Afb/Enid, OK$2,163$1,623
    Hattiesburg, MS$2,160$1,647
    Fort Leonard Wood, MO$2,142$1,833
    Altus Afb, OK$2,130$1,662
    Fort Polk, LA$2,124$1,866
    Sparta/Fort Mccoy, WI$2,094$1,866
    Erie, PA$2,076$1,743
    Huntington, WV$2,073$1,821
    Fort Sill/Lawton, OK$2,055$1,587
    Saginaw, MI$1,938$1,773
    Anniston/Fort Mcclellan, AL$1,935$1,557
    Cannon Afb/Clovis, NM$1,920$1,695
    Monroe, LA$1,908$1,659
    Stevens Point, WI$1,878$1,707
    Youngstown, OH$1,809$1,497

    About O-4 BAH Rates

    The 2026 BAH rate for O-4 (Major/LCDR) varies from $1,809/mo in Youngstown, OH to $7,470/mo in Westchester County, NY (with dependents).

    The national average BAH for O-4 is $3,172/mo with dependents and $2,699/mo without dependents. Use our BAH calculator to find your exact rate based on duty station.

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