Coos Bay, OR BAH Rates
2026 Basic Allowance for Housing rates for Coos Bay, Oregon (MHA: OR242).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,635 | $1,341 |
| E-2 (Private/Seaman Apprentice) | $1,635 | $1,341 |
| E-3 (PFC/Seaman) | $1,635 | $1,341 |
| E-4 (Specialist/Corporal) | $1,635 | $1,341 |
| E-5 (Sergeant) | $1,779 | $1,428 |
| E-6 (Staff Sergeant) | $2,214 | $1,662 |
| E-7 (Sergeant First Class) | $2,391 | $1,794 |
| E-8 (Master Sergeant) | $2,583 | $1,938 |
| E-9 (Sergeant Major) | $2,772 | $2,079 |
| W-1 (Warrant Officer) | $2,238 | $1,680 |
| W-2 (Chief Warrant Officer 2) | $2,469 | $1,869 |
| W-3 (Chief Warrant Officer 3) | $2,706 | $2,082 |
| W-4 (Chief Warrant Officer 4) | $2,796 | $2,253 |
| W-5 (Chief Warrant Officer 5) | $2,910 | $2,433 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,427 | $1,821 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,670 | $2,004 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,814 | $2,208 |
| O-1 (Second Lieutenant/Ensign) | $1,839 | $1,488 |
| O-2 (First Lieutenant/LTJG) | $2,211 | $1,797 |
| O-3 (Captain/Lieutenant) | $2,697 | $2,085 |
| O-4 (Major/LCDR) | $2,943 | $2,400 |
| O-5 (Lieutenant Colonel/CDR) | $3,117 | $2,508 |
| O-6 (Colonel/Captain) | $3,141 | $2,685 |
| O-7 (Brigadier General/RDML) | $3,162 | $2,730 |
Coos Bay, OR — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,635 to $3,117 — a $1,482 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Coos Bay, OR.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Coos Bay, OR
With Dependents • 2022–2026 (+$246 / +16.0%)
* Rates sourced from official DoD BAH rate publications for each year.
Coos Bay vs. Nearby OR Duty Stations
E-5 with dependents BAH comparison. Coos Bay ranks #5 — $609/mo less than Corvallis.
About BAH in Coos Bay, OR
The 2026 Basic Allowance for Housing rate for Coos Bay, Oregon reflects the local cost of rental housing in the OR242 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Coos Bay, the monthly BAH rate is $1,779, which comes to $21,348 per year. Without dependents, the same pay grade receives $1,428 per month.
BAH Rates by Rank in Coos Bay
View Coos Bay BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Coos Bay use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Coos Bay rates changed from 2022 to 2026
- Compare BAH rates — Compare Coos Bay with another duty station
- All Oregon duty stations