Eastern Shore, MD BAH Rates
2026 Basic Allowance for Housing rates for Eastern Shore, Maryland (MHA: MD432).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,989 | $1,602 |
| E-2 (Private/Seaman Apprentice) | $1,989 | $1,602 |
| E-3 (PFC/Seaman) | $1,989 | $1,602 |
| E-4 (Specialist/Corporal) | $1,989 | $1,602 |
| E-5 (Sergeant) | $2,121 | $1,761 |
| E-6 (Staff Sergeant) | $2,313 | $1,866 |
| E-7 (Sergeant First Class) | $2,346 | $1,992 |
| E-8 (Master Sergeant) | $2,382 | $2,166 |
| E-9 (Sergeant Major) | $2,472 | $2,214 |
| W-1 (Warrant Officer) | $2,331 | $1,956 |
| W-2 (Chief Warrant Officer 2) | $2,358 | $2,163 |
| W-3 (Chief Warrant Officer 3) | $2,409 | $2,223 |
| W-4 (Chief Warrant Officer 4) | $2,496 | $2,313 |
| W-5 (Chief Warrant Officer 5) | $2,610 | $2,352 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,349 | $2,118 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,397 | $2,202 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,514 | $2,304 |
| O-1 (Second Lieutenant/Ensign) | $2,151 | $1,854 |
| O-2 (First Lieutenant/LTJG) | $2,310 | $2,082 |
| O-3 (Captain/Lieutenant) | $2,406 | $2,238 |
| O-4 (Major/LCDR) | $2,643 | $2,337 |
| O-5 (Lieutenant Colonel/CDR) | $2,820 | $2,355 |
| O-6 (Colonel/Captain) | $2,841 | $2,385 |
| O-7 (Brigadier General/RDML) | $2,859 | $2,424 |
Eastern Shore, MD — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,989 to $2,820 — a $831 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Eastern Shore, MD.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Eastern Shore, MD
With Dependents • 2022–2026 (+$570 / +36.8%)
* Rates sourced from official DoD BAH rate publications for each year.
Eastern Shore vs. Nearby MD Duty Stations
E-5 with dependents BAH comparison. Eastern Shore ranks #5 — $1,128/mo less than Indian Head Navordsta.
About BAH in Eastern Shore, MD
The 2026 Basic Allowance for Housing rate for Eastern Shore, Maryland reflects the local cost of rental housing in the MD432 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Eastern Shore, the monthly BAH rate is $2,121, which comes to $25,452 per year. Without dependents, the same pay grade receives $1,761 per month.
BAH Rates by Rank in Eastern Shore
View Eastern Shore BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Eastern Shore use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Eastern Shore rates changed from 2022 to 2026
- Compare BAH rates — Compare Eastern Shore with another duty station
- All Maryland duty stations
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