Eastern Shore, MD BAH Rates

    2026 Basic Allowance for Housing rates for Eastern Shore, Maryland (MHA: MD432).

    Pay GradeWith DependentsWithout Dependents
    E-1 (Private/Seaman Recruit)$1,989$1,602
    E-2 (Private/Seaman Apprentice)$1,989$1,602
    E-3 (PFC/Seaman)$1,989$1,602
    E-4 (Specialist/Corporal)$1,989$1,602
    E-5 (Sergeant)$2,121$1,761
    E-6 (Staff Sergeant)$2,313$1,866
    E-7 (Sergeant First Class)$2,346$1,992
    E-8 (Master Sergeant)$2,382$2,166
    E-9 (Sergeant Major)$2,472$2,214
    W-1 (Warrant Officer)$2,331$1,956
    W-2 (Chief Warrant Officer 2)$2,358$2,163
    W-3 (Chief Warrant Officer 3)$2,409$2,223
    W-4 (Chief Warrant Officer 4)$2,496$2,313
    W-5 (Chief Warrant Officer 5)$2,610$2,352
    O-1E (2LT/ENS w/ >4yr Enlisted)$2,349$2,118
    O-2E (1LT/LTJG w/ >4yr Enlisted)$2,397$2,202
    O-3E (CPT/LT w/ >4yr Enlisted)$2,514$2,304
    O-1 (Second Lieutenant/Ensign)$2,151$1,854
    O-2 (First Lieutenant/LTJG)$2,310$2,082
    O-3 (Captain/Lieutenant)$2,406$2,238
    O-4 (Major/LCDR)$2,643$2,337
    O-5 (Lieutenant Colonel/CDR)$2,820$2,355
    O-6 (Colonel/Captain)$2,841$2,385
    O-7 (Brigadier General/RDML)$2,859$2,424

    BAH Rate History (Estimated)

    BAH Rate History — E-5 in Eastern Shore, MD

    With Dependents • 2022–2026 (+$570 / +36.8%)

    20222023202420252026$1,465$1,665$1,865$2,207

    * Rates sourced from official DoD BAH rate publications for each year.

    About BAH in Eastern Shore, MD

    The 2026 Basic Allowance for Housing rate for Eastern Shore, Maryland reflects the local cost of rental housing in the MD432 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.

    For an E-5 with dependents stationed in Eastern Shore, the monthly BAH rate is $2,121, which comes to $25,452 per year. Without dependents, the same pay grade receives $1,761 per month.

    BAH Rates by Rank in Eastern Shore

    View Eastern Shore BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.

    Using BAH Toward a VA Home Loan

    Many service members in Eastern Shore use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.

    Explore VA loan options →

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