Fairbanks, AK BAH Rates

    2026 Basic Allowance for Housing rates for Fairbanks, Alaska (MHA: AK405).

    Pay GradeWith DependentsWithout Dependents
    E-1 (Private/Seaman Recruit)$2,106$1,581
    E-2 (Private/Seaman Apprentice)$2,106$1,581
    E-3 (PFC/Seaman)$2,106$1,581
    E-4 (Specialist/Corporal)$2,106$1,581
    E-5 (Sergeant)$2,436$1,827
    E-6 (Staff Sergeant)$2,454$1,887
    E-7 (Sergeant First Class)$2,610$1,989
    E-8 (Master Sergeant)$2,814$2,166
    E-9 (Sergeant Major)$3,018$2,265
    W-1 (Warrant Officer)$2,457$1,965
    W-2 (Chief Warrant Officer 2)$2,694$2,163
    W-3 (Chief Warrant Officer 3)$2,943$2,271
    W-4 (Chief Warrant Officer 4)$3,045$2,463
    W-5 (Chief Warrant Officer 5)$3,171$2,655
    O-1E (2LT/ENS w/ >4yr Enlisted)$2,646$2,091
    O-2E (1LT/LTJG w/ >4yr Enlisted)$2,907$2,235
    O-3E (CPT/LT w/ >4yr Enlisted)$3,066$2,415
    O-1 (Second Lieutenant/Ensign)$2,448$1,881
    O-2 (First Lieutenant/LTJG)$2,451$2,064
    O-3 (Captain/Lieutenant)$2,937$2,301
    O-4 (Major/LCDR)$3,210$2,619
    O-5 (Lieutenant Colonel/CDR)$3,405$2,733
    O-6 (Colonel/Captain)$3,432$2,922
    O-7 (Brigadier General/RDML)$3,456$2,973

    BAH Rate History (Estimated)

    BAH Rate History — E-5 in Fairbanks, AK

    With Dependents • 2022–2026 (+$450 / +22.7%)

    20222023202420252026$1,918$2,068$2,218$2,504

    * Rates sourced from official DoD BAH rate publications for each year.

    About BAH in Fairbanks, AK

    The 2026 Basic Allowance for Housing rate for Fairbanks, Alaska reflects the local cost of rental housing in the AK405 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.

    For an E-5 with dependents stationed in Fairbanks, the monthly BAH rate is $2,436, which comes to $29,232 per year. Without dependents, the same pay grade receives $1,827 per month.

    BAH Rates by Rank in Fairbanks

    View Fairbanks BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.

    Using BAH Toward a VA Home Loan

    Many service members in Fairbanks use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.

    Explore VA loan options →

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