Fort Campbell, KY BAH Rates
2026 Basic Allowance for Housing rates for Fort Campbell, Kentucky (MHA: KY106).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,743 | $1,470 |
| E-2 (Private/Seaman Apprentice) | $1,743 | $1,470 |
| E-3 (PFC/Seaman) | $1,743 | $1,470 |
| E-4 (Specialist/Corporal) | $1,743 | $1,470 |
| E-5 (Sergeant) | $1,815 | $1,593 |
| E-6 (Staff Sergeant) | $2,100 | $1,671 |
| E-7 (Sergeant First Class) | $2,244 | $1,743 |
| E-8 (Master Sergeant) | $2,400 | $1,878 |
| E-9 (Sergeant Major) | $2,580 | $1,956 |
| W-1 (Warrant Officer) | $2,121 | $1,731 |
| W-2 (Chief Warrant Officer 2) | $2,307 | $1,875 |
| W-3 (Chief Warrant Officer 3) | $2,499 | $1,968 |
| W-4 (Chief Warrant Officer 4) | $2,610 | $2,130 |
| W-5 (Chief Warrant Officer 5) | $2,751 | $2,277 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,271 | $1,812 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,472 | $1,938 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,634 | $2,091 |
| O-1 (Second Lieutenant/Ensign) | $1,857 | $1,668 |
| O-2 (First Lieutenant/LTJG) | $2,097 | $1,794 |
| O-3 (Captain/Lieutenant) | $2,496 | $1,995 |
| O-4 (Major/LCDR) | $2,793 | $2,250 |
| O-5 (Lieutenant Colonel/CDR) | $3,006 | $2,334 |
| O-6 (Colonel/Captain) | $3,030 | $2,478 |
| O-7 (Brigadier General/RDML) | $3,048 | $2,520 |
Fort Campbell, KY — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,743 to $3,006 — a $1,263 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Fort Campbell, KY.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Fort Campbell, KY
With Dependents • 2022–2026 (+$321 / +21.5%)
* Rates sourced from official DoD BAH rate publications for each year.
Fort Campbell vs. Nearby KY Duty Stations
E-5 with dependents BAH comparison. Fort Campbell ranks #3 — $174/mo less than Louisville.
About BAH in Fort Campbell, KY
The 2026 Basic Allowance for Housing rate for Fort Campbell, Kentucky reflects the local cost of rental housing in the KY106 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Fort Campbell, the monthly BAH rate is $1,815, which comes to $21,780 per year. Without dependents, the same pay grade receives $1,593 per month.
BAH Rates by Rank in Fort Campbell
View Fort Campbell BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Fort Campbell use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Fort Campbell rates changed from 2022 to 2026
- Compare BAH rates — Compare Fort Campbell with another duty station
- All Kentucky duty stations