Great Lakes Navtracen, IL BAH Rates
2026 Basic Allowance for Housing rates for Great Lakes Navtracen, Illinois (MHA: IL092).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $2,202 | $1,653 |
| E-2 (Private/Seaman Apprentice) | $2,202 | $1,653 |
| E-3 (PFC/Seaman) | $2,202 | $1,653 |
| E-4 (Specialist/Corporal) | $2,202 | $1,653 |
| E-5 (Sergeant) | $2,427 | $1,854 |
| E-6 (Staff Sergeant) | $2,760 | $2,067 |
| E-7 (Sergeant First Class) | $2,853 | $2,211 |
| E-8 (Master Sergeant) | $2,955 | $2,499 |
| E-9 (Sergeant Major) | $3,120 | $2,592 |
| W-1 (Warrant Officer) | $2,778 | $2,133 |
| W-2 (Chief Warrant Officer 2) | $2,895 | $2,496 |
| W-3 (Chief Warrant Officer 3) | $3,021 | $2,604 |
| W-4 (Chief Warrant Officer 4) | $3,156 | $2,778 |
| W-5 (Chief Warrant Officer 5) | $3,327 | $2,874 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,871 | $2,424 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $3,000 | $2,571 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $3,183 | $2,751 |
| O-1 (Second Lieutenant/Ensign) | $2,475 | $1,977 |
| O-2 (First Lieutenant/LTJG) | $2,757 | $2,355 |
| O-3 (Captain/Lieutenant) | $3,018 | $2,637 |
| O-4 (Major/LCDR) | $3,381 | $2,853 |
| O-5 (Lieutenant Colonel/CDR) | $3,645 | $2,907 |
| O-6 (Colonel/Captain) | $3,675 | $3,000 |
| O-7 (Brigadier General/RDML) | $3,702 | $3,051 |
Great Lakes Navtracen, IL — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $2,202 to $3,645 — a $1,443 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Great Lakes Navtracen, IL.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Great Lakes Navtracen, IL
With Dependents • 2022–2026 (+$696 / +40.2%)
* Rates sourced from official DoD BAH rate publications for each year.
Great Lakes Navtracen vs. Nearby IL Duty Stations
E-5 with dependents BAH comparison. Great Lakes Navtracen ranks #2 — $1,011/mo less than Chicago.
About BAH in Great Lakes Navtracen, IL
The 2026 Basic Allowance for Housing rate for Great Lakes Navtracen, Illinois reflects the local cost of rental housing in the IL092 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Great Lakes Navtracen, the monthly BAH rate is $2,427, which comes to $29,124 per year. Without dependents, the same pay grade receives $1,854 per month.
BAH Rates by Rank in Great Lakes Navtracen
View Great Lakes Navtracen BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Great Lakes Navtracen use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Great Lakes Navtracen rates changed from 2022 to 2026
- Compare BAH rates — Compare Great Lakes Navtracen with another duty station
- All Illinois duty stations