Knoxville, TN BAH Rates
2026 Basic Allowance for Housing rates for Knoxville, Tennessee (MHA: TN267).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $2,058 | $1,599 |
| E-2 (Private/Seaman Apprentice) | $2,058 | $1,599 |
| E-3 (PFC/Seaman) | $2,058 | $1,599 |
| E-4 (Specialist/Corporal) | $2,058 | $1,599 |
| E-5 (Sergeant) | $2,184 | $1,809 |
| E-6 (Staff Sergeant) | $2,649 | $1,986 |
| E-7 (Sergeant First Class) | $2,745 | $2,061 |
| E-8 (Master Sergeant) | $2,844 | $2,283 |
| E-9 (Sergeant Major) | $3,000 | $2,418 |
| W-1 (Warrant Officer) | $2,670 | $2,028 |
| W-2 (Chief Warrant Officer 2) | $2,784 | $2,280 |
| W-3 (Chief Warrant Officer 3) | $2,907 | $2,436 |
| W-4 (Chief Warrant Officer 4) | $3,036 | $2,667 |
| W-5 (Chief Warrant Officer 5) | $3,195 | $2,766 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,760 | $2,181 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,889 | $2,388 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $3,060 | $2,643 |
| O-1 (Second Lieutenant/Ensign) | $2,247 | $1,929 |
| O-2 (First Lieutenant/LTJG) | $2,646 | $2,148 |
| O-3 (Captain/Lieutenant) | $2,904 | $2,481 |
| O-4 (Major/LCDR) | $3,243 | $2,742 |
| O-5 (Lieutenant Colonel/CDR) | $3,492 | $2,796 |
| O-6 (Colonel/Captain) | $3,519 | $2,886 |
| O-7 (Brigadier General/RDML) | $3,543 | $2,934 |
Knoxville, TN — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $2,058 to $3,492 — a $1,434 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Knoxville, TN.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Knoxville, TN
With Dependents • 2022–2026 (+$714 / +48.6%)
* Rates sourced from official DoD BAH rate publications for each year.
Knoxville vs. Nearby TN Duty Stations
E-5 with dependents BAH comparison. Knoxville ranks #2 — $84/mo less than Nashville.
About BAH in Knoxville, TN
The 2026 Basic Allowance for Housing rate for Knoxville, Tennessee reflects the local cost of rental housing in the TN267 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Knoxville, the monthly BAH rate is $2,184, which comes to $26,208 per year. Without dependents, the same pay grade receives $1,809 per month.
BAH Rates by Rank in Knoxville
View Knoxville BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Knoxville use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Knoxville rates changed from 2022 to 2026
- Compare BAH rates — Compare Knoxville with another duty station
- All Tennessee duty stations