Lincoln, NE BAH Rates
2026 Basic Allowance for Housing rates for Lincoln, Nebraska (MHA: NE193).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,641 | $1,326 |
| E-2 (Private/Seaman Apprentice) | $1,641 | $1,326 |
| E-3 (PFC/Seaman) | $1,641 | $1,326 |
| E-4 (Specialist/Corporal) | $1,641 | $1,326 |
| E-5 (Sergeant) | $1,788 | $1,428 |
| E-6 (Staff Sergeant) | $2,112 | $1,581 |
| E-7 (Sergeant First Class) | $2,172 | $1,644 |
| E-8 (Master Sergeant) | $2,238 | $1,857 |
| E-9 (Sergeant Major) | $2,343 | $1,947 |
| W-1 (Warrant Officer) | $2,130 | $1,602 |
| W-2 (Chief Warrant Officer 2) | $2,199 | $1,854 |
| W-3 (Chief Warrant Officer 3) | $2,283 | $1,959 |
| W-4 (Chief Warrant Officer 4) | $2,364 | $2,118 |
| W-5 (Chief Warrant Officer 5) | $2,472 | $2,184 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,181 | $1,785 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,268 | $1,926 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,382 | $2,103 |
| O-1 (Second Lieutenant/Ensign) | $1,833 | $1,494 |
| O-2 (First Lieutenant/LTJG) | $2,109 | $1,743 |
| O-3 (Captain/Lieutenant) | $2,280 | $1,992 |
| O-4 (Major/LCDR) | $2,502 | $2,166 |
| O-5 (Lieutenant Colonel/CDR) | $2,667 | $2,199 |
| O-6 (Colonel/Captain) | $2,688 | $2,259 |
| O-7 (Brigadier General/RDML) | $2,703 | $2,295 |
Lincoln, NE — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,641 to $2,667 — a $1,026 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Lincoln, NE.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Lincoln, NE
With Dependents • 2022–2026 (+$582 / +48.3%)
* Rates sourced from official DoD BAH rate publications for each year.
Lincoln vs. Nearby NE Duty Stations
E-5 with dependents BAH comparison. Lincoln ranks #2 — $297/mo less than Omaha/Offutt Afb.
About BAH in Lincoln, NE
The 2026 Basic Allowance for Housing rate for Lincoln, Nebraska reflects the local cost of rental housing in the NE193 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Lincoln, the monthly BAH rate is $1,788, which comes to $21,456 per year. Without dependents, the same pay grade receives $1,428 per month.
BAH Rates by Rank in Lincoln
View Lincoln BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Lincoln use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Lincoln rates changed from 2022 to 2026
- Compare BAH rates — Compare Lincoln with another duty station
- All Nebraska duty stations