Madison, WI BAH Rates
2026 Basic Allowance for Housing rates for Madison, Wisconsin (MHA: WI316).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $2,394 | $1,797 |
| E-2 (Private/Seaman Apprentice) | $2,394 | $1,797 |
| E-3 (PFC/Seaman) | $2,394 | $1,797 |
| E-4 (Specialist/Corporal) | $2,394 | $1,797 |
| E-5 (Sergeant) | $2,655 | $1,995 |
| E-6 (Staff Sergeant) | $2,889 | $2,166 |
| E-7 (Sergeant First Class) | $3,084 | $2,406 |
| E-8 (Master Sergeant) | $3,297 | $2,706 |
| E-9 (Sergeant Major) | $3,525 | $2,769 |
| W-1 (Warrant Officer) | $2,910 | $2,313 |
| W-2 (Chief Warrant Officer 2) | $3,171 | $2,703 |
| W-3 (Chief Warrant Officer 3) | $3,435 | $2,778 |
| W-4 (Chief Warrant Officer 4) | $3,558 | $2,931 |
| W-5 (Chief Warrant Officer 5) | $3,711 | $3,132 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $3,123 | $2,652 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $3,396 | $2,754 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $3,582 | $2,880 |
| O-1 (Second Lieutenant/Ensign) | $2,691 | $2,133 |
| O-2 (First Lieutenant/LTJG) | $2,886 | $2,571 |
| O-3 (Captain/Lieutenant) | $3,426 | $2,799 |
| O-4 (Major/LCDR) | $3,759 | $3,096 |
| O-5 (Lieutenant Colonel/CDR) | $3,993 | $3,216 |
| O-6 (Colonel/Captain) | $4,026 | $3,414 |
| O-7 (Brigadier General/RDML) | $4,056 | $3,474 |
Madison, WI — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $2,394 to $3,993 — a $1,599 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Madison, WI.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Madison, WI
With Dependents • 2022–2026 (+$867 / +48.5%)
* Rates sourced from official DoD BAH rate publications for each year.
Madison vs. Nearby WI Duty Stations
E-5 with dependents BAH comparison. Madison has the highest rate among compared stations.
About BAH in Madison, WI
The 2026 Basic Allowance for Housing rate for Madison, Wisconsin reflects the local cost of rental housing in the WI316 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Madison, the monthly BAH rate is $2,655, which comes to $31,860 per year. Without dependents, the same pay grade receives $1,995 per month.
BAH Rates by Rank in Madison
View Madison BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Madison use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Madison rates changed from 2022 to 2026
- Compare BAH rates — Compare Madison with another duty station
- All Wisconsin duty stations