Morehead/Cherry Pt Mcas, NC BAH Rates
2026 Basic Allowance for Housing rates for Morehead/Cherry Pt Mcas, North Carolina (MHA: NC177).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,806 | $1,683 |
| E-2 (Private/Seaman Apprentice) | $1,806 | $1,683 |
| E-3 (PFC/Seaman) | $1,806 | $1,683 |
| E-4 (Specialist/Corporal) | $1,806 | $1,683 |
| E-5 (Sergeant) | $1,851 | $1,722 |
| E-6 (Staff Sergeant) | $2,046 | $1,758 |
| E-7 (Sergeant First Class) | $2,181 | $1,806 |
| E-8 (Master Sergeant) | $2,328 | $1,896 |
| E-9 (Sergeant Major) | $2,502 | $1,944 |
| W-1 (Warrant Officer) | $2,064 | $1,803 |
| W-2 (Chief Warrant Officer 2) | $2,241 | $1,893 |
| W-3 (Chief Warrant Officer 3) | $2,424 | $1,953 |
| W-4 (Chief Warrant Officer 4) | $2,529 | $2,070 |
| W-5 (Chief Warrant Officer 5) | $2,658 | $2,214 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,205 | $1,848 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,397 | $1,932 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,550 | $2,034 |
| O-1 (Second Lieutenant/Ensign) | $1,884 | $1,755 |
| O-2 (First Lieutenant/LTJG) | $2,043 | $1,839 |
| O-3 (Captain/Lieutenant) | $2,421 | $1,971 |
| O-4 (Major/LCDR) | $2,697 | $2,184 |
| O-5 (Lieutenant Colonel/CDR) | $2,898 | $2,265 |
| O-6 (Colonel/Captain) | $2,919 | $2,403 |
| O-7 (Brigadier General/RDML) | $2,940 | $2,445 |
Morehead/Cherry Pt Mcas, NC — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,806 to $2,898 — a $1,092 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Morehead/Cherry Pt Mcas, NC.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Morehead/Cherry Pt Mcas, NC
With Dependents • 2022–2026 (+$462 / +33.3%)
* Rates sourced from official DoD BAH rate publications for each year.
Morehead/Cherry Pt Mcas vs. Nearby NC Duty Stations
E-5 with dependents BAH comparison. Morehead/Cherry Pt Mcas ranks #5 — $753/mo less than Outer Banks.
About BAH in Morehead/Cherry Pt Mcas, NC
The 2026 Basic Allowance for Housing rate for Morehead/Cherry Pt Mcas, North Carolina reflects the local cost of rental housing in the NC177 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Morehead/Cherry Pt Mcas, the monthly BAH rate is $1,851, which comes to $22,212 per year. Without dependents, the same pay grade receives $1,722 per month.
BAH Rates by Rank in Morehead/Cherry Pt Mcas
View Morehead/Cherry Pt Mcas BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Morehead/Cherry Pt Mcas use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Morehead/Cherry Pt Mcas rates changed from 2022 to 2026
- Compare BAH rates — Compare Morehead/Cherry Pt Mcas with another duty station
- All North Carolina duty stations