Santa Clara County, CA BAH Rates
2026 Basic Allowance for Housing rates for Santa Clara County, California (MHA: CA044).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $4,356 | $3,318 |
| E-2 (Private/Seaman Apprentice) | $4,356 | $3,318 |
| E-3 (PFC/Seaman) | $4,356 | $3,318 |
| E-4 (Specialist/Corporal) | $4,356 | $3,318 |
| E-5 (Sergeant) | $4,659 | $3,798 |
| E-6 (Staff Sergeant) | $4,977 | $4,086 |
| E-7 (Sergeant First Class) | $5,058 | $4,368 |
| E-8 (Master Sergeant) | $5,145 | $4,728 |
| E-9 (Sergeant Major) | $5,382 | $4,815 |
| W-1 (Warrant Officer) | $4,998 | $4,257 |
| W-2 (Chief Warrant Officer 2) | $5,094 | $4,725 |
| W-3 (Chief Warrant Officer 3) | $5,202 | $4,830 |
| W-4 (Chief Warrant Officer 4) | $5,448 | $4,992 |
| W-5 (Chief Warrant Officer 5) | $5,751 | $5,076 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $5,070 | $4,656 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $5,184 | $4,797 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $5,496 | $4,971 |
| O-1 (Second Lieutenant/Ensign) | $4,704 | $4,053 |
| O-2 (First Lieutenant/LTJG) | $4,974 | $4,560 |
| O-3 (Captain/Lieutenant) | $5,199 | $4,860 |
| O-4 (Major/LCDR) | $5,856 | $5,055 |
| O-5 (Lieutenant Colonel/CDR) | $6,333 | $5,100 |
| O-6 (Colonel/Captain) | $6,387 | $5,178 |
| O-7 (Brigadier General/RDML) | $6,441 | $5,274 |
Santa Clara County, CA — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $4,356 to $6,333 — a $1,977 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Santa Clara County, CA.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Santa Clara County, CA
With Dependents • 2022–2026 (+$966 / +26.2%)
* Rates sourced from official DoD BAH rate publications for each year.
Santa Clara County vs. Nearby CA Duty Stations
E-5 with dependents BAH comparison. Santa Clara County ranks #2 — $468/mo less than San Francisco.
About BAH in Santa Clara County, CA
The 2026 Basic Allowance for Housing rate for Santa Clara County, California reflects the local cost of rental housing in the CA044 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Santa Clara County, the monthly BAH rate is $4,659, which comes to $55,908 per year. Without dependents, the same pay grade receives $3,798 per month.
BAH Rates by Rank in Santa Clara County
View Santa Clara County BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Santa Clara County use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Santa Clara County rates changed from 2022 to 2026
- Compare BAH rates — Compare Santa Clara County with another duty station
- All California duty stations