Sioux Falls, SD BAH Rates
2026 Basic Allowance for Housing rates for Sioux Falls, South Dakota (MHA: SD265).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,428 | $1,107 |
| E-2 (Private/Seaman Apprentice) | $1,428 | $1,107 |
| E-3 (PFC/Seaman) | $1,428 | $1,107 |
| E-4 (Specialist/Corporal) | $1,428 | $1,107 |
| E-5 (Sergeant) | $1,554 | $1,224 |
| E-6 (Staff Sergeant) | $2,025 | $1,518 |
| E-7 (Sergeant First Class) | $2,055 | $1,542 |
| E-8 (Master Sergeant) | $2,085 | $1,653 |
| E-9 (Sergeant Major) | $2,169 | $1,791 |
| W-1 (Warrant Officer) | $2,046 | $1,536 |
| W-2 (Chief Warrant Officer 2) | $2,067 | $1,650 |
| W-3 (Chief Warrant Officer 3) | $2,109 | $1,809 |
| W-4 (Chief Warrant Officer 4) | $2,193 | $2,028 |
| W-5 (Chief Warrant Officer 5) | $2,307 | $2,061 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,058 | $1,551 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,100 | $1,758 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,211 | $2,019 |
| O-1 (Second Lieutenant/Ensign) | $1,617 | $1,296 |
| O-2 (First Lieutenant/LTJG) | $2,022 | $1,545 |
| O-3 (Captain/Lieutenant) | $2,106 | $1,854 |
| O-4 (Major/LCDR) | $2,340 | $2,046 |
| O-5 (Lieutenant Colonel/CDR) | $2,511 | $2,064 |
| O-6 (Colonel/Captain) | $2,529 | $2,085 |
| O-7 (Brigadier General/RDML) | $2,544 | $2,118 |
Sioux Falls, SD — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,428 to $2,511 — a $1,083 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Sioux Falls, SD.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Sioux Falls, SD
With Dependents • 2022–2026 (+$297 / +23.6%)
* Rates sourced from official DoD BAH rate publications for each year.
Sioux Falls vs. Nearby SD Duty Stations
E-5 with dependents BAH comparison. Sioux Falls ranks #2 — $432/mo less than Rapid City/Ellsworth Afb.
About BAH in Sioux Falls, SD
The 2026 Basic Allowance for Housing rate for Sioux Falls, South Dakota reflects the local cost of rental housing in the SD265 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Sioux Falls, the monthly BAH rate is $1,554, which comes to $18,648 per year. Without dependents, the same pay grade receives $1,224 per month.
BAH Rates by Rank in Sioux Falls
View Sioux Falls BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Sioux Falls use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Sioux Falls rates changed from 2022 to 2026
- Compare BAH rates — Compare Sioux Falls with another duty station
- All South Dakota duty stations