Willow Grove, PA BAH Rates

    2026 Basic Allowance for Housing rates for Willow Grove, Pennsylvania (MHA: PA249).

    Pay GradeWith DependentsWithout Dependents
    E-1 (Private/Seaman Recruit)$2,730$2,049
    E-2 (Private/Seaman Apprentice)$2,730$2,049
    E-3 (PFC/Seaman)$2,730$2,049
    E-4 (Specialist/Corporal)$2,730$2,049
    E-5 (Sergeant)$2,934$2,337
    E-6 (Staff Sergeant)$3,399$2,550
    E-7 (Sergeant First Class)$3,423$2,736
    E-8 (Master Sergeant)$3,432$3,030
    E-9 (Sergeant Major)$3,495$3,165
    W-1 (Warrant Officer)$3,420$2,670
    W-2 (Chief Warrant Officer 2)$3,429$3,027
    W-3 (Chief Warrant Officer 3)$3,441$3,183
    W-4 (Chief Warrant Officer 4)$3,525$3,396
    W-5 (Chief Warrant Officer 5)$3,669$3,405
    O-1E (2LT/ENS w/ >4yr Enlisted)$3,426$2,931
    O-2E (1LT/LTJG w/ >4yr Enlisted)$3,435$3,135
    O-3E (CPT/LT w/ >4yr Enlisted)$3,549$3,393
    O-1 (Second Lieutenant/Ensign)$2,997$2,523
    O-2 (First Lieutenant/LTJG)$3,393$2,871
    O-3 (Captain/Lieutenant)$3,438$3,228
    O-4 (Major/LCDR)$3,714$3,399
    O-5 (Lieutenant Colonel/CDR)$3,939$3,408
    O-6 (Colonel/Captain)$3,969$3,411
    O-7 (Brigadier General/RDML)$3,999$3,447

    BAH Rate History (Estimated)

    BAH Rate History — E-5 in Willow Grove, PA

    With Dependents • 2022–2026 (+$540 / +22.6%)

    20222023202420252026$2,313$2,513$2,713$3,015

    * Rates sourced from official DoD BAH rate publications for each year.

    About BAH in Willow Grove, PA

    The 2026 Basic Allowance for Housing rate for Willow Grove, Pennsylvania reflects the local cost of rental housing in the PA249 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.

    For an E-5 with dependents stationed in Willow Grove, the monthly BAH rate is $2,934, which comes to $35,208 per year. Without dependents, the same pay grade receives $2,337 per month.

    BAH Rates by Rank in Willow Grove

    View Willow Grove BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.

    Using BAH Toward a VA Home Loan

    Many service members in Willow Grove use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.

    Explore VA loan options →

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