Albuquerque/Kirtland Afb, NM BAH Rates
2026 Basic Allowance for Housing rates for Albuquerque/Kirtland Afb, New Mexico (MHA: NM206).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,992 | $1,557 |
| E-2 (Private/Seaman Apprentice) | $1,992 | $1,557 |
| E-3 (PFC/Seaman) | $1,992 | $1,557 |
| E-4 (Specialist/Corporal) | $1,992 | $1,557 |
| E-5 (Sergeant) | $2,211 | $1,689 |
| E-6 (Staff Sergeant) | $2,328 | $1,794 |
| E-7 (Sergeant First Class) | $2,352 | $2,001 |
| E-8 (Master Sergeant) | $2,379 | $2,241 |
| E-9 (Sergeant Major) | $2,472 | $2,265 |
| W-1 (Warrant Officer) | $2,343 | $1,926 |
| W-2 (Chief Warrant Officer 2) | $2,361 | $2,238 |
| W-3 (Chief Warrant Officer 3) | $2,400 | $2,271 |
| W-4 (Chief Warrant Officer 4) | $2,502 | $2,325 |
| W-5 (Chief Warrant Officer 5) | $2,631 | $2,355 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,355 | $2,208 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,391 | $2,259 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,520 | $2,316 |
| O-1 (Second Lieutenant/Ensign) | $2,235 | $1,770 |
| O-2 (First Lieutenant/LTJG) | $2,325 | $2,142 |
| O-3 (Captain/Lieutenant) | $2,397 | $2,280 |
| O-4 (Major/LCDR) | $2,670 | $2,343 |
| O-5 (Lieutenant Colonel/CDR) | $2,871 | $2,358 |
| O-6 (Colonel/Captain) | $2,892 | $2,376 |
| O-7 (Brigadier General/RDML) | $2,910 | $2,415 |
Albuquerque/Kirtland Afb, NM — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,992 to $2,871 — a $879 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Albuquerque/Kirtland Afb, NM.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Albuquerque/Kirtland Afb, NM
With Dependents • 2022–2026 (+$423 / +23.7%)
* Rates sourced from official DoD BAH rate publications for each year.
Albuquerque/Kirtland Afb vs. Nearby NM Duty Stations
E-5 with dependents BAH comparison. Albuquerque/Kirtland Afb ranks #2 — $753/mo less than Santa Fe/Los Alamos.
About BAH in Albuquerque/Kirtland Afb, NM
The 2026 Basic Allowance for Housing rate for Albuquerque/Kirtland Afb, New Mexico reflects the local cost of rental housing in the NM206 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Albuquerque/Kirtland Afb, the monthly BAH rate is $2,211, which comes to $26,532 per year. Without dependents, the same pay grade receives $1,689 per month.
BAH Rates by Rank in Albuquerque/Kirtland Afb
View Albuquerque/Kirtland Afb BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Albuquerque/Kirtland Afb use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Albuquerque/Kirtland Afb rates changed from 2022 to 2026
- Compare BAH rates — Compare Albuquerque/Kirtland Afb with another duty station
- All New Mexico duty stations