BAH Rate Calculator

    New Mexico (NM) BAH Rates

    2026 Basic Allowance for Housing rates for 5 military duty stations in New Mexico. Average E-5 with dependents rate: $1,966/mo.

    Albuquerque/Kirtland Afb, NM

    MHA: NM206

    E-5 w/ Dep

    $2,211

    O-3 w/ Dep

    $2,397

    Cannon Afb/Clovis, NM

    MHA: NM207

    E-5 w/ Dep

    $1,365

    O-3 w/ Dep

    $1,875

    Holloman Afb/Alamogordo, NM

    MHA: NM205

    E-5 w/ Dep

    $1,590

    O-3 w/ Dep

    $1,905

    Santa Fe/Los Alamos, NM

    MHA: NM210

    E-5 w/ Dep

    $2,964

    O-3 w/ Dep

    $3,711

    White Sands Mr/Las Cruces, NM

    MHA: NM209

    E-5 w/ Dep

    $1,701

    O-3 w/ Dep

    $2,082

    About BAH in New Mexico

    New Mexico has 5 Military Housing Areas with BAH rates that reflect local rental costs. Rates vary significantly across the state based on the cost of living in each area. The Department of Defense calculates BAH using median rental data collected from each housing area, ensuring that service members receive allowances aligned with actual housing costs in their duty station location.

    The highest E-5 with dependents BAH rate in New Mexico is $2,964/mo and the lowest is $1,365/mo. This range reflects the diversity of housing markets across New Mexico's military installations.

    How New Mexico BAH Rates Are Determined

    BAH rates in New Mexico are based on annual surveys of local rental markets conducted by the Department of Defense. These surveys measure median housing costs including rent, utilities, and renter's insurance for various housing profiles. Each Military Housing Area (MHA) in New Mexico receives rates tailored to its specific cost of living, which is why rates can differ significantly between duty stations even within the same state. Service members stationed in New Mexico should use our calculator to find the exact rate for their specific pay grade and dependency status.

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