Ann Arbor, MI BAH Rates
2026 Basic Allowance for Housing rates for Ann Arbor, Michigan (MHA: MI155).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $2,292 | $1,719 |
| E-2 (Private/Seaman Apprentice) | $2,292 | $1,719 |
| E-3 (PFC/Seaman) | $2,292 | $1,719 |
| E-4 (Specialist/Corporal) | $2,292 | $1,719 |
| E-5 (Sergeant) | $2,559 | $1,920 |
| E-6 (Staff Sergeant) | $3,078 | $2,310 |
| E-7 (Sergeant First Class) | $3,180 | $2,385 |
| E-8 (Master Sergeant) | $3,291 | $2,667 |
| E-9 (Sergeant Major) | $3,483 | $2,820 |
| W-1 (Warrant Officer) | $3,099 | $2,325 |
| W-2 (Chief Warrant Officer 2) | $3,225 | $2,664 |
| W-3 (Chief Warrant Officer 3) | $3,360 | $2,838 |
| W-4 (Chief Warrant Officer 4) | $3,528 | $3,099 |
| W-5 (Chief Warrant Officer 5) | $3,735 | $3,204 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $3,198 | $2,556 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $3,339 | $2,787 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $3,561 | $3,072 |
| O-1 (Second Lieutenant/Ensign) | $2,628 | $2,019 |
| O-2 (First Lieutenant/LTJG) | $3,075 | $2,472 |
| O-3 (Captain/Lieutenant) | $3,357 | $2,889 |
| O-4 (Major/LCDR) | $3,804 | $3,180 |
| O-5 (Lieutenant Colonel/CDR) | $4,128 | $3,240 |
| O-6 (Colonel/Captain) | $4,161 | $3,339 |
| O-7 (Brigadier General/RDML) | $4,191 | $3,396 |
Ann Arbor, MI — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $2,292 to $4,128 — a $1,836 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Ann Arbor, MI.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Ann Arbor, MI
With Dependents • 2022–2026 (+$597 / +30.4%)
* Rates sourced from official DoD BAH rate publications for each year.
Ann Arbor vs. Nearby MI Duty Stations
E-5 with dependents BAH comparison. Ann Arbor has the highest rate among compared stations.
About BAH in Ann Arbor, MI
The 2026 Basic Allowance for Housing rate for Ann Arbor, Michigan reflects the local cost of rental housing in the MI155 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Ann Arbor, the monthly BAH rate is $2,559, which comes to $30,708 per year. Without dependents, the same pay grade receives $1,920 per month.
BAH Rates by Rank in Ann Arbor
View Ann Arbor BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Ann Arbor use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Ann Arbor rates changed from 2022 to 2026
- Compare BAH rates — Compare Ann Arbor with another duty station
- All Michigan duty stations