Grand Rapids, MI BAH Rates
2026 Basic Allowance for Housing rates for Grand Rapids, Michigan (MHA: MI154).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,950 | $1,464 |
| E-2 (Private/Seaman Apprentice) | $1,950 | $1,464 |
| E-3 (PFC/Seaman) | $1,950 | $1,464 |
| E-4 (Specialist/Corporal) | $1,950 | $1,464 |
| E-5 (Sergeant) | $2,148 | $1,635 |
| E-6 (Staff Sergeant) | $2,403 | $1,800 |
| E-7 (Sergeant First Class) | $2,424 | $1,956 |
| E-8 (Master Sergeant) | $2,433 | $2,205 |
| E-9 (Sergeant Major) | $2,517 | $2,271 |
| W-1 (Warrant Officer) | $2,421 | $1,893 |
| W-2 (Chief Warrant Officer 2) | $2,430 | $2,202 |
| W-3 (Chief Warrant Officer 3) | $2,442 | $2,283 |
| W-4 (Chief Warrant Officer 4) | $2,547 | $2,397 |
| W-5 (Chief Warrant Officer 5) | $2,688 | $2,415 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,427 | $2,145 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,436 | $2,256 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,571 | $2,394 |
| O-1 (Second Lieutenant/Ensign) | $2,184 | $1,752 |
| O-2 (First Lieutenant/LTJG) | $2,400 | $2,085 |
| O-3 (Captain/Lieutenant) | $2,439 | $2,307 |
| O-4 (Major/LCDR) | $2,730 | $2,403 |
| O-5 (Lieutenant Colonel/CDR) | $2,946 | $2,418 |
| O-6 (Colonel/Captain) | $2,970 | $2,421 |
| O-7 (Brigadier General/RDML) | $2,988 | $2,454 |
Grand Rapids, MI — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,950 to $2,946 — a $996 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Grand Rapids, MI.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Grand Rapids, MI
With Dependents • 2022–2026 (+$636 / +42.1%)
* Rates sourced from official DoD BAH rate publications for each year.
Grand Rapids vs. Nearby MI Duty Stations
E-5 with dependents BAH comparison. Grand Rapids ranks #4 — $411/mo less than Ann Arbor.
About BAH in Grand Rapids, MI
The 2026 Basic Allowance for Housing rate for Grand Rapids, Michigan reflects the local cost of rental housing in the MI154 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Grand Rapids, the monthly BAH rate is $2,148, which comes to $25,776 per year. Without dependents, the same pay grade receives $1,635 per month.
BAH Rates by Rank in Grand Rapids
View Grand Rapids BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Grand Rapids use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Grand Rapids rates changed from 2022 to 2026
- Compare BAH rates — Compare Grand Rapids with another duty station
- All Michigan duty stations