Bismarck, ND BAH Rates
2026 Basic Allowance for Housing rates for Bismarck, North Dakota (MHA: ND188).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,500 | $1,125 |
| E-2 (Private/Seaman Apprentice) | $1,500 | $1,125 |
| E-3 (PFC/Seaman) | $1,500 | $1,125 |
| E-4 (Specialist/Corporal) | $1,500 | $1,125 |
| E-5 (Sergeant) | $1,596 | $1,287 |
| E-6 (Staff Sergeant) | $2,202 | $1,653 |
| E-7 (Sergeant First Class) | $2,262 | $1,698 |
| E-8 (Master Sergeant) | $2,328 | $1,746 |
| E-9 (Sergeant Major) | $2,376 | $1,899 |
| W-1 (Warrant Officer) | $2,223 | $1,668 |
| W-2 (Chief Warrant Officer 2) | $2,289 | $1,716 |
| W-3 (Chief Warrant Officer 3) | $2,373 | $1,923 |
| W-4 (Chief Warrant Officer 4) | $2,379 | $2,211 |
| W-5 (Chief Warrant Officer 5) | $2,385 | $2,277 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,271 | $1,704 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,358 | $1,860 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,382 | $2,196 |
| O-1 (Second Lieutenant/Ensign) | $1,674 | $1,398 |
| O-2 (First Lieutenant/LTJG) | $2,196 | $1,701 |
| O-3 (Captain/Lieutenant) | $2,370 | $1,980 |
| O-4 (Major/LCDR) | $2,388 | $2,259 |
| O-5 (Lieutenant Colonel/CDR) | $2,391 | $2,292 |
| O-6 (Colonel/Captain) | $2,397 | $2,349 |
| O-7 (Brigadier General/RDML) | $2,409 | $2,388 |
Bismarck, ND — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,500 to $2,391 — a $891 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Bismarck, ND.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Bismarck, ND
With Dependents • 2022–2026 (+$288 / +22.0%)
* Rates sourced from official DoD BAH rate publications for each year.
Bismarck vs. Nearby ND Duty Stations
E-5 with dependents BAH comparison. Bismarck ranks #3 — $135/mo less than Grand Forks.
About BAH in Bismarck, ND
The 2026 Basic Allowance for Housing rate for Bismarck, North Dakota reflects the local cost of rental housing in the ND188 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Bismarck, the monthly BAH rate is $1,596, which comes to $19,152 per year. Without dependents, the same pay grade receives $1,287 per month.
BAH Rates by Rank in Bismarck
View Bismarck BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Bismarck use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Bismarck rates changed from 2022 to 2026
- Compare BAH rates — Compare Bismarck with another duty station
- All North Dakota duty stations