Grand Forks, ND BAH Rates
2026 Basic Allowance for Housing rates for Grand Forks, North Dakota (MHA: ND190).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,518 | $1,233 |
| E-2 (Private/Seaman Apprentice) | $1,518 | $1,233 |
| E-3 (PFC/Seaman) | $1,518 | $1,233 |
| E-4 (Specialist/Corporal) | $1,518 | $1,233 |
| E-5 (Sergeant) | $1,731 | $1,299 |
| E-6 (Staff Sergeant) | $2,004 | $1,500 |
| E-7 (Sergeant First Class) | $2,073 | $1,554 |
| E-8 (Master Sergeant) | $2,151 | $1,791 |
| E-9 (Sergeant Major) | $2,277 | $1,863 |
| W-1 (Warrant Officer) | $2,022 | $1,518 |
| W-2 (Chief Warrant Officer 2) | $2,106 | $1,788 |
| W-3 (Chief Warrant Officer 3) | $2,202 | $1,875 |
| W-4 (Chief Warrant Officer 4) | $2,307 | $2,013 |
| W-5 (Chief Warrant Officer 5) | $2,439 | $2,091 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,085 | $1,728 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,184 | $1,848 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,325 | $1,995 |
| O-1 (Second Lieutenant/Ensign) | $1,770 | $1,329 |
| O-2 (First Lieutenant/LTJG) | $2,001 | $1,662 |
| O-3 (Captain/Lieutenant) | $2,199 | $1,902 |
| O-4 (Major/LCDR) | $2,478 | $2,070 |
| O-5 (Lieutenant Colonel/CDR) | $2,682 | $2,109 |
| O-6 (Colonel/Captain) | $2,703 | $2,178 |
| O-7 (Brigadier General/RDML) | $2,718 | $2,214 |
Grand Forks, ND — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,518 to $2,682 — a $1,164 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Grand Forks, ND.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Grand Forks, ND
With Dependents • 2022–2026 (+$303 / +21.2%)
* Rates sourced from official DoD BAH rate publications for each year.
Grand Forks vs. Nearby ND Duty Stations
E-5 with dependents BAH comparison. Grand Forks has the highest rate among compared stations.
About BAH in Grand Forks, ND
The 2026 Basic Allowance for Housing rate for Grand Forks, North Dakota reflects the local cost of rental housing in the ND190 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Grand Forks, the monthly BAH rate is $1,731, which comes to $20,772 per year. Without dependents, the same pay grade receives $1,299 per month.
BAH Rates by Rank in Grand Forks
View Grand Forks BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Grand Forks use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Grand Forks rates changed from 2022 to 2026
- Compare BAH rates — Compare Grand Forks with another duty station
- All North Dakota duty stations