Cape Cod-Plymouth, MA BAH Rates
2026 Basic Allowance for Housing rates for Cape Cod-Plymouth, Massachusetts (MHA: MA124).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $3,696 | $2,949 |
| E-2 (Private/Seaman Apprentice) | $3,696 | $2,949 |
| E-3 (PFC/Seaman) | $3,696 | $2,949 |
| E-4 (Specialist/Corporal) | $3,696 | $2,949 |
| E-5 (Sergeant) | $3,924 | $3,285 |
| E-6 (Staff Sergeant) | $3,999 | $3,492 |
| E-7 (Sergeant First Class) | $4,149 | $3,705 |
| E-8 (Master Sergeant) | $4,317 | $3,948 |
| E-9 (Sergeant Major) | $4,548 | $3,954 |
| W-1 (Warrant Officer) | $4,014 | $3,627 |
| W-2 (Chief Warrant Officer 2) | $4,218 | $3,945 |
| W-3 (Chief Warrant Officer 3) | $4,425 | $3,960 |
| W-4 (Chief Warrant Officer 4) | $4,596 | $4,026 |
| W-5 (Chief Warrant Officer 5) | $4,803 | $4,188 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $4,179 | $3,921 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $4,395 | $3,951 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $4,626 | $3,987 |
| O-1 (Second Lieutenant/Ensign) | $3,942 | $3,465 |
| O-2 (First Lieutenant/LTJG) | $3,996 | $3,852 |
| O-3 (Captain/Lieutenant) | $4,419 | $3,966 |
| O-4 (Major/LCDR) | $4,872 | $4,155 |
| O-5 (Lieutenant Colonel/CDR) | $5,196 | $4,248 |
| O-6 (Colonel/Captain) | $5,241 | $4,404 |
| O-7 (Brigadier General/RDML) | $5,283 | $4,485 |
Cape Cod-Plymouth, MA — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $3,696 to $5,196 — a $1,500 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Cape Cod-Plymouth, MA.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Cape Cod-Plymouth, MA
With Dependents • 2022–2026 (+$1,362 / +53.2%)
* Rates sourced from official DoD BAH rate publications for each year.
Cape Cod-Plymouth vs. Nearby MA Duty Stations
E-5 with dependents BAH comparison. Cape Cod-Plymouth ranks #5 — $867/mo less than Boston.
About BAH in Cape Cod-Plymouth, MA
The 2026 Basic Allowance for Housing rate for Cape Cod-Plymouth, Massachusetts reflects the local cost of rental housing in the MA124 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Cape Cod-Plymouth, the monthly BAH rate is $3,924, which comes to $47,088 per year. Without dependents, the same pay grade receives $3,285 per month.
BAH Rates by Rank in Cape Cod-Plymouth
View Cape Cod-Plymouth BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Cape Cod-Plymouth use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Cape Cod-Plymouth rates changed from 2022 to 2026
- Compare BAH rates — Compare Cape Cod-Plymouth with another duty station
- All Massachusetts duty stations