Hampden County, MA BAH Rates
2026 Basic Allowance for Housing rates for Hampden County, Massachusetts (MHA: MA126).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $2,268 | $1,752 |
| E-2 (Private/Seaman Apprentice) | $2,268 | $1,752 |
| E-3 (PFC/Seaman) | $2,268 | $1,752 |
| E-4 (Specialist/Corporal) | $2,268 | $1,752 |
| E-5 (Sergeant) | $2,388 | $2,007 |
| E-6 (Staff Sergeant) | $2,850 | $2,154 |
| E-7 (Sergeant First Class) | $3,063 | $2,298 |
| E-8 (Master Sergeant) | $3,288 | $2,484 |
| E-9 (Sergeant Major) | $3,522 | $2,643 |
| W-1 (Warrant Officer) | $2,874 | $2,241 |
| W-2 (Chief Warrant Officer 2) | $3,153 | $2,481 |
| W-3 (Chief Warrant Officer 3) | $3,435 | $2,646 |
| W-4 (Chief Warrant Officer 4) | $3,555 | $2,898 |
| W-5 (Chief Warrant Officer 5) | $3,702 | $3,114 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $3,105 | $2,385 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $3,393 | $2,589 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $3,576 | $2,844 |
| O-1 (Second Lieutenant/Ensign) | $2,451 | $2,145 |
| O-2 (First Lieutenant/LTJG) | $2,847 | $2,352 |
| O-3 (Captain/Lieutenant) | $3,426 | $2,682 |
| O-4 (Major/LCDR) | $3,747 | $3,075 |
| O-5 (Lieutenant Colonel/CDR) | $3,978 | $3,201 |
| O-6 (Colonel/Captain) | $4,011 | $3,414 |
| O-7 (Brigadier General/RDML) | $4,038 | $3,474 |
Hampden County, MA — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $2,268 to $3,978 — a $1,710 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Hampden County, MA.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Hampden County, MA
With Dependents • 2022–2026 (+$552 / +30.1%)
* Rates sourced from official DoD BAH rate publications for each year.
Hampden County vs. Nearby MA Duty Stations
E-5 with dependents BAH comparison. Hampden County ranks #5 — $2,403/mo less than Boston.
About BAH in Hampden County, MA
The 2026 Basic Allowance for Housing rate for Hampden County, Massachusetts reflects the local cost of rental housing in the MA126 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Hampden County, the monthly BAH rate is $2,388, which comes to $28,656 per year. Without dependents, the same pay grade receives $2,007 per month.
BAH Rates by Rank in Hampden County
View Hampden County BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Hampden County use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Hampden County rates changed from 2022 to 2026
- Compare BAH rates — Compare Hampden County with another duty station
- All Massachusetts duty stations