Columbia/Jefferson City, MO BAH Rates
2026 Basic Allowance for Housing rates for Columbia/Jefferson City, Missouri (MHA: MO165).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,284 | $1,134 |
| E-2 (Private/Seaman Apprentice) | $1,284 | $1,134 |
| E-3 (PFC/Seaman) | $1,284 | $1,134 |
| E-4 (Specialist/Corporal) | $1,284 | $1,134 |
| E-5 (Sergeant) | $1,377 | $1,161 |
| E-6 (Staff Sergeant) | $1,623 | $1,215 |
| E-7 (Sergeant First Class) | $1,803 | $1,353 |
| E-8 (Master Sergeant) | $2,001 | $1,500 |
| E-9 (Sergeant Major) | $2,199 | $1,650 |
| W-1 (Warrant Officer) | $1,644 | $1,266 |
| W-2 (Chief Warrant Officer 2) | $1,884 | $1,428 |
| W-3 (Chief Warrant Officer 3) | $2,127 | $1,653 |
| W-4 (Chief Warrant Officer 4) | $2,226 | $1,689 |
| W-5 (Chief Warrant Officer 5) | $2,352 | $1,848 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $1,839 | $1,380 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,091 | $1,569 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,247 | $1,686 |
| O-1 (Second Lieutenant/Ensign) | $1,413 | $1,191 |
| O-2 (First Lieutenant/LTJG) | $1,620 | $1,356 |
| O-3 (Captain/Lieutenant) | $2,118 | $1,656 |
| O-4 (Major/LCDR) | $2,391 | $1,812 |
| O-5 (Lieutenant Colonel/CDR) | $2,583 | $1,938 |
| O-6 (Colonel/Captain) | $2,604 | $2,106 |
| O-7 (Brigadier General/RDML) | $2,619 | $2,139 |
Columbia/Jefferson City, MO — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,284 to $2,583 — a $1,299 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Columbia/Jefferson City, MO.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Columbia/Jefferson City, MO
With Dependents • 2022–2026 (+$354 / +34.6%)
* Rates sourced from official DoD BAH rate publications for each year.
Columbia/Jefferson City vs. Nearby MO Duty Stations
E-5 with dependents BAH comparison. Columbia/Jefferson City ranks #5 — $1,059/mo less than St. Louis.
About BAH in Columbia/Jefferson City, MO
The 2026 Basic Allowance for Housing rate for Columbia/Jefferson City, Missouri reflects the local cost of rental housing in the MO165 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Columbia/Jefferson City, the monthly BAH rate is $1,377, which comes to $16,524 per year. Without dependents, the same pay grade receives $1,161 per month.
BAH Rates by Rank in Columbia/Jefferson City
View Columbia/Jefferson City BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Columbia/Jefferson City use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Columbia/Jefferson City rates changed from 2022 to 2026
- Compare BAH rates — Compare Columbia/Jefferson City with another duty station
- All Missouri duty stations