Kansas City, MO BAH Rates
2026 Basic Allowance for Housing rates for Kansas City, Missouri (MHA: MO160).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,845 | $1,419 |
| E-2 (Private/Seaman Apprentice) | $1,845 | $1,419 |
| E-3 (PFC/Seaman) | $1,845 | $1,419 |
| E-4 (Specialist/Corporal) | $1,845 | $1,419 |
| E-5 (Sergeant) | $1,986 | $1,596 |
| E-6 (Staff Sergeant) | $2,175 | $1,713 |
| E-7 (Sergeant First Class) | $2,223 | $1,848 |
| E-8 (Master Sergeant) | $2,277 | $2,031 |
| E-9 (Sergeant Major) | $2,397 | $2,076 |
| W-1 (Warrant Officer) | $2,190 | $1,806 |
| W-2 (Chief Warrant Officer 2) | $2,244 | $2,028 |
| W-3 (Chief Warrant Officer 3) | $2,313 | $2,085 |
| W-4 (Chief Warrant Officer 4) | $2,430 | $2,178 |
| W-5 (Chief Warrant Officer 5) | $2,574 | $2,232 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $2,229 | $1,983 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $2,301 | $2,064 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,451 | $2,163 |
| O-1 (Second Lieutenant/Ensign) | $2,019 | $1,701 |
| O-2 (First Lieutenant/LTJG) | $2,172 | $1,944 |
| O-3 (Captain/Lieutenant) | $2,310 | $2,103 |
| O-4 (Major/LCDR) | $2,622 | $2,217 |
| O-5 (Lieutenant Colonel/CDR) | $2,847 | $2,241 |
| O-6 (Colonel/Captain) | $2,868 | $2,289 |
| O-7 (Brigadier General/RDML) | $2,889 | $2,328 |
Kansas City, MO — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,845 to $2,847 — a $1,002 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Kansas City, MO.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Kansas City, MO
With Dependents • 2022–2026 (+$357 / +21.9%)
* Rates sourced from official DoD BAH rate publications for each year.
Kansas City vs. Nearby MO Duty Stations
E-5 with dependents BAH comparison. Kansas City ranks #2 — $450/mo less than St. Louis.
About BAH in Kansas City, MO
The 2026 Basic Allowance for Housing rate for Kansas City, Missouri reflects the local cost of rental housing in the MO160 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Kansas City, the monthly BAH rate is $1,986, which comes to $23,832 per year. Without dependents, the same pay grade receives $1,596 per month.
BAH Rates by Rank in Kansas City
View Kansas City BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Kansas City use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Kansas City rates changed from 2022 to 2026
- Compare BAH rates — Compare Kansas City with another duty station
- All Missouri duty stations