Fort Monmouth/Earle Nws, NJ BAH Rates
2026 Basic Allowance for Housing rates for Fort Monmouth/Earle Nws, New Jersey (MHA: NJ200).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $3,357 | $2,523 |
| E-2 (Private/Seaman Apprentice) | $3,357 | $2,523 |
| E-3 (PFC/Seaman) | $3,357 | $2,523 |
| E-4 (Specialist/Corporal) | $3,357 | $2,523 |
| E-5 (Sergeant) | $3,549 | $2,940 |
| E-6 (Staff Sergeant) | $4,080 | $3,180 |
| E-7 (Sergeant First Class) | $4,173 | $3,363 |
| E-8 (Master Sergeant) | $4,272 | $3,657 |
| E-9 (Sergeant Major) | $4,437 | $3,816 |
| W-1 (Warrant Officer) | $4,101 | $3,300 |
| W-2 (Chief Warrant Officer 2) | $4,212 | $3,654 |
| W-3 (Chief Warrant Officer 3) | $4,335 | $3,834 |
| W-4 (Chief Warrant Officer 4) | $4,476 | $4,098 |
| W-5 (Chief Warrant Officer 5) | $4,653 | $4,194 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $4,188 | $3,546 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $4,314 | $3,780 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $4,503 | $4,074 |
| O-1 (Second Lieutenant/Ensign) | $3,618 | $3,159 |
| O-2 (First Lieutenant/LTJG) | $4,077 | $3,486 |
| O-3 (Captain/Lieutenant) | $4,332 | $3,888 |
| O-4 (Major/LCDR) | $4,710 | $4,173 |
| O-5 (Lieutenant Colonel/CDR) | $4,986 | $4,224 |
| O-6 (Colonel/Captain) | $5,028 | $4,314 |
| O-7 (Brigadier General/RDML) | $5,067 | $4,392 |
Fort Monmouth/Earle Nws, NJ — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $3,357 to $4,986 — a $1,629 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Fort Monmouth/Earle Nws, NJ.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Fort Monmouth/Earle Nws, NJ
With Dependents • 2022–2026 (+$816 / +29.9%)
* Rates sourced from official DoD BAH rate publications for each year.
Fort Monmouth/Earle Nws vs. Nearby NJ Duty Stations
E-5 with dependents BAH comparison. Fort Monmouth/Earle Nws ranks #2 — $1,200/mo less than Northern New Jersey.
About BAH in Fort Monmouth/Earle Nws, NJ
The 2026 Basic Allowance for Housing rate for Fort Monmouth/Earle Nws, New Jersey reflects the local cost of rental housing in the NJ200 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Fort Monmouth/Earle Nws, the monthly BAH rate is $3,549, which comes to $42,588 per year. Without dependents, the same pay grade receives $2,940 per month.
BAH Rates by Rank in Fort Monmouth/Earle Nws
View Fort Monmouth/Earle Nws BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Fort Monmouth/Earle Nws use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Fort Monmouth/Earle Nws rates changed from 2022 to 2026
- Compare BAH rates — Compare Fort Monmouth/Earle Nws with another duty station
- All New Jersey duty stations