Perth Amboy, NJ BAH Rates
2026 Basic Allowance for Housing rates for Perth Amboy, New Jersey (MHA: NJ201).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $3,339 | $2,592 |
| E-2 (Private/Seaman Apprentice) | $3,339 | $2,592 |
| E-3 (PFC/Seaman) | $3,339 | $2,592 |
| E-4 (Specialist/Corporal) | $3,339 | $2,592 |
| E-5 (Sergeant) | $3,393 | $3,045 |
| E-6 (Staff Sergeant) | $4,071 | $3,285 |
| E-7 (Sergeant First Class) | $4,134 | $3,339 |
| E-8 (Master Sergeant) | $4,200 | $3,531 |
| E-9 (Sergeant Major) | $4,350 | $3,735 |
| W-1 (Warrant Officer) | $4,092 | $3,336 |
| W-2 (Chief Warrant Officer 2) | $4,161 | $3,528 |
| W-3 (Chief Warrant Officer 3) | $4,242 | $3,759 |
| W-4 (Chief Warrant Officer 4) | $4,392 | $4,083 |
| W-5 (Chief Warrant Officer 5) | $4,578 | $4,146 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $4,143 | $3,390 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $4,227 | $3,690 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $4,422 | $4,065 |
| O-1 (Second Lieutenant/Ensign) | $3,477 | $3,282 |
| O-2 (First Lieutenant/LTJG) | $4,065 | $3,381 |
| O-3 (Captain/Lieutenant) | $4,239 | $3,825 |
| O-4 (Major/LCDR) | $4,638 | $4,128 |
| O-5 (Lieutenant Colonel/CDR) | $4,926 | $4,161 |
| O-6 (Colonel/Captain) | $4,968 | $4,221 |
| O-7 (Brigadier General/RDML) | $5,007 | $4,296 |
Perth Amboy, NJ — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $3,339 to $4,926 — a $1,587 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Perth Amboy, NJ.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Perth Amboy, NJ
With Dependents • 2022–2026 (+$1,068 / +45.9%)
* Rates sourced from official DoD BAH rate publications for each year.
Perth Amboy vs. Nearby NJ Duty Stations
E-5 with dependents BAH comparison. Perth Amboy ranks #4 — $1,356/mo less than Northern New Jersey.
About BAH in Perth Amboy, NJ
The 2026 Basic Allowance for Housing rate for Perth Amboy, New Jersey reflects the local cost of rental housing in the NJ201 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Perth Amboy, the monthly BAH rate is $3,393, which comes to $40,716 per year. Without dependents, the same pay grade receives $3,045 per month.
BAH Rates by Rank in Perth Amboy
View Perth Amboy BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Perth Amboy use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Perth Amboy rates changed from 2022 to 2026
- Compare BAH rates — Compare Perth Amboy with another duty station
- All New Jersey duty stations
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