Miami/Fort Lauderdale, FL BAH Rates
2026 Basic Allowance for Housing rates for Miami/Fort Lauderdale, Florida (MHA: FL061).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $3,459 | $2,661 |
| E-2 (Private/Seaman Apprentice) | $3,459 | $2,661 |
| E-3 (PFC/Seaman) | $3,459 | $2,661 |
| E-4 (Specialist/Corporal) | $3,459 | $2,661 |
| E-5 (Sergeant) | $3,660 | $3,048 |
| E-6 (Staff Sergeant) | $3,792 | $3,273 |
| E-7 (Sergeant First Class) | $4,026 | $3,465 |
| E-8 (Master Sergeant) | $4,281 | $3,693 |
| E-9 (Sergeant Major) | $4,656 | $3,720 |
| W-1 (Warrant Officer) | $3,813 | $3,399 |
| W-2 (Chief Warrant Officer 2) | $4,131 | $3,690 |
| W-3 (Chief Warrant Officer 3) | $4,446 | $3,729 |
| W-4 (Chief Warrant Officer 4) | $4,737 | $3,840 |
| W-5 (Chief Warrant Officer 5) | $5,085 | $4,083 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $4,074 | $3,657 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $4,398 | $3,714 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $4,791 | $3,780 |
| O-1 (Second Lieutenant/Ensign) | $3,687 | $3,252 |
| O-2 (First Lieutenant/LTJG) | $3,789 | $3,597 |
| O-3 (Captain/Lieutenant) | $4,437 | $3,738 |
| O-4 (Major/LCDR) | $5,208 | $4,041 |
| O-5 (Lieutenant Colonel/CDR) | $5,763 | $4,323 |
| O-6 (Colonel/Captain) | $5,814 | $4,425 |
| O-7 (Brigadier General/RDML) | $5,862 | $4,506 |
Miami/Fort Lauderdale, FL — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $3,459 to $5,763 — a $2,304 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Miami/Fort Lauderdale, FL.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Miami/Fort Lauderdale, FL
With Dependents • 2022–2026 (+$1,125 / +44.4%)
* Rates sourced from official DoD BAH rate publications for each year.
Miami/Fort Lauderdale vs. Nearby FL Duty Stations
E-5 with dependents BAH comparison. Miami/Fort Lauderdale ranks #2 — $309/mo less than Florida Keys.
About BAH in Miami/Fort Lauderdale, FL
The 2026 Basic Allowance for Housing rate for Miami/Fort Lauderdale, Florida reflects the local cost of rental housing in the FL061 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Miami/Fort Lauderdale, the monthly BAH rate is $3,660, which comes to $43,920 per year. Without dependents, the same pay grade receives $3,048 per month.
BAH Rates by Rank in Miami/Fort Lauderdale
View Miami/Fort Lauderdale BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Miami/Fort Lauderdale use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Miami/Fort Lauderdale rates changed from 2022 to 2026
- Compare BAH rates — Compare Miami/Fort Lauderdale with another duty station
- All Florida duty stations