Florida (FL) BAH Rates
2026 Basic Allowance for Housing rates for 16 military duty stations in Florida. Average E-5 with dependents rate: $2,592/mo.
FL Duty Station BAH Comparison — E-5
E-5 with dependents rates across Florida stations. Highest: $3,969 (Florida Keys). Lowest: $2,370 (Ocala). Average: $2,911/mo.
Eglin Afb, FL
MHA: FL056
E-5 w/ Dep
$2,433
O-3 w/ Dep
$3,399
Florida Keys, FL
MHA: FL069
E-5 w/ Dep
$3,969
O-3 w/ Dep
$4,872
Fort Myers Beach, FL
MHA: FL424
E-5 w/ Dep
$2,694
O-3 w/ Dep
$3,129
Fort Pierce, FL
MHA: FL423
E-5 w/ Dep
$2,691
O-3 w/ Dep
$3,078
Gainesville, FL
MHA: FL057
E-5 w/ Dep
$2,040
O-3 w/ Dep
$2,697
Jacksonville, FL
MHA: FL058
E-5 w/ Dep
$2,181
O-3 w/ Dep
$2,364
Miami/Fort Lauderdale, FL
MHA: FL061
E-5 w/ Dep
$3,660
O-3 w/ Dep
$4,437
Ocala, FL
MHA: FL068
E-5 w/ Dep
$2,370
O-3 w/ Dep
$2,439
Orlando, FL
MHA: FL062
E-5 w/ Dep
$2,658
O-3 w/ Dep
$2,997
Panama City, FL
MHA: FL063
E-5 w/ Dep
$2,163
O-3 w/ Dep
$2,709
Patrick Sfb, FL
MHA: FL059
E-5 w/ Dep
$2,502
O-3 w/ Dep
$2,922
Pensacola, FL
MHA: FL064
E-5 w/ Dep
$1,863
O-3 w/ Dep
$2,271
Tallahassee, FL
MHA: FL065
E-5 w/ Dep
$1,824
O-3 w/ Dep
$2,580
Tampa, FL
MHA: FL066
E-5 w/ Dep
$2,709
O-3 w/ Dep
$3,081
Volusia County, FL
MHA: FL070
E-5 w/ Dep
$2,286
O-3 w/ Dep
$2,634
West Palm Beach, FL
MHA: FL067
E-5 w/ Dep
$3,423
O-3 w/ Dep
$3,975
About BAH in Florida
Florida has 16 Military Housing Areas with BAH rates that reflect local rental costs. Rates vary significantly across the state based on the cost of living in each area. The Department of Defense calculates BAH using median rental data collected from each housing area, ensuring that service members receive allowances aligned with actual housing costs in their duty station location.
The highest E-5 with dependents BAH rate in Florida is $3,969/mo and the lowest is $1,824/mo. This range reflects the diversity of housing markets across Florida's military installations.
How Florida BAH Rates Are Determined
BAH rates in Florida are based on annual surveys of local rental markets conducted by the Department of Defense. These surveys measure median housing costs including rent, utilities, and renter's insurance for various housing profiles. Each Military Housing Area (MHA) in Florida receives rates tailored to its specific cost of living, which is why rates can differ significantly between duty stations even within the same state. Service members stationed in Florida should use our calculator to find the exact rate for their specific pay grade and dependency status.
Related Resources
- BAH rates by pay grade — Compare rates across all ranks
- Historical BAH rates — See how Florida rates changed over time
- Compare duty stations — Side-by-side BAH comparison
- BAH affordability tool — What can you afford?