Long Island, NY BAH Rates
2026 Basic Allowance for Housing rates for Long Island, New York (MHA: NY218).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $4,122 | $3,189 |
| E-2 (Private/Seaman Apprentice) | $4,122 | $3,189 |
| E-3 (PFC/Seaman) | $4,122 | $3,189 |
| E-4 (Specialist/Corporal) | $4,122 | $3,189 |
| E-5 (Sergeant) | $4,425 | $3,600 |
| E-6 (Staff Sergeant) | $4,773 | $3,852 |
| E-7 (Sergeant First Class) | $4,878 | $4,134 |
| E-8 (Master Sergeant) | $4,992 | $4,500 |
| E-9 (Sergeant Major) | $5,187 | $4,596 |
| W-1 (Warrant Officer) | $4,791 | $4,023 |
| W-2 (Chief Warrant Officer 2) | $4,923 | $4,497 |
| W-3 (Chief Warrant Officer 3) | $5,064 | $4,611 |
| W-4 (Chief Warrant Officer 4) | $5,229 | $4,791 |
| W-5 (Chief Warrant Officer 5) | $5,436 | $4,902 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $4,896 | $4,422 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $5,043 | $4,575 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $5,262 | $4,764 |
| O-1 (Second Lieutenant/Ensign) | $4,473 | $3,816 |
| O-2 (First Lieutenant/LTJG) | $4,770 | $4,326 |
| O-3 (Captain/Lieutenant) | $5,061 | $4,644 |
| O-4 (Major/LCDR) | $5,502 | $4,878 |
| O-5 (Lieutenant Colonel/CDR) | $5,823 | $4,938 |
| O-6 (Colonel/Captain) | $5,874 | $5,043 |
| O-7 (Brigadier General/RDML) | $5,922 | $5,136 |
Long Island, NY — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $4,122 to $5,823 — a $1,701 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Long Island, NY.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Long Island, NY
With Dependents • 2022–2026 (+$285 / +6.9%)
* Rates sourced from official DoD BAH rate publications for each year.
Long Island vs. Nearby NY Duty Stations
E-5 with dependents BAH comparison. Long Island ranks #3 — $645/mo less than New York City.
About BAH in Long Island, NY
The 2026 Basic Allowance for Housing rate for Long Island, New York reflects the local cost of rental housing in the NY218 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Long Island, the monthly BAH rate is $4,425, which comes to $53,100 per year. Without dependents, the same pay grade receives $3,600 per month.
BAH Rates by Rank in Long Island
View Long Island BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Long Island use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Long Island rates changed from 2022 to 2026
- Compare BAH rates — Compare Long Island with another duty station
- All New York duty stations
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E-5 w/ Dep
$2,634
O-3 w/ Dep
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E-5 w/ Dep
$2,214
O-3 w/ Dep
$2,772
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E-5 w/ Dep
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O-3 w/ Dep
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E-5 w/ Dep
$5,070
O-3 w/ Dep
$5,529
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E-5 w/ Dep
$2,214
O-3 w/ Dep
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E-5 w/ Dep
$2,109
O-3 w/ Dep
$2,880