New York (NY) BAH Rates
2026 Basic Allowance for Housing rates for 11 military duty stations in New York. Average E-5 with dependents rate: $3,097/mo.
NY Duty Station BAH Comparison — E-5
E-5 with dependents rates across New York stations. Highest: $5,070 (New York City). Lowest: $2,049 (Syracuse). Average: $3,240/mo.
Ballston Spa/Albany, NY
MHA: NY215
E-5 w/ Dep
$2,634
O-3 w/ Dep
$3,234
Buffalo, NY
MHA: NY216
E-5 w/ Dep
$2,214
O-3 w/ Dep
$2,772
Fort Drum/Watertown, NY
MHA: NY225
E-5 w/ Dep
$1,665
O-3 w/ Dep
$2,469
Long Island, NY
MHA: NY218
E-5 w/ Dep
$4,425
O-3 w/ Dep
$5,061
New York City, NY
MHA: NY219
E-5 w/ Dep
$5,070
O-3 w/ Dep
$5,529
Rochester, NY
MHA: NY221
E-5 w/ Dep
$2,214
O-3 w/ Dep
$2,757
Rome/Griffiss Afb, NY
MHA: NY222
E-5 w/ Dep
$2,109
O-3 w/ Dep
$2,880
Staten Island, NY
MHA: NY413
E-5 w/ Dep
$3,735
O-3 w/ Dep
$4,554
Syracuse, NY
MHA: NY223
E-5 w/ Dep
$2,049
O-3 w/ Dep
$2,811
West Point, NY
MHA: NY217
E-5 w/ Dep
$3,468
O-3 w/ Dep
$4,380
Westchester County, NY
MHA: NY349
E-5 w/ Dep
$4,479
O-3 w/ Dep
$6,633
About BAH in New York
New York has 11 Military Housing Areas with BAH rates that reflect local rental costs. Rates vary significantly across the state based on the cost of living in each area. The Department of Defense calculates BAH using median rental data collected from each housing area, ensuring that service members receive allowances aligned with actual housing costs in their duty station location.
The highest E-5 with dependents BAH rate in New York is $5,070/mo and the lowest is $1,665/mo. This range reflects the diversity of housing markets across New York's military installations.
How New York BAH Rates Are Determined
BAH rates in New York are based on annual surveys of local rental markets conducted by the Department of Defense. These surveys measure median housing costs including rent, utilities, and renter's insurance for various housing profiles. Each Military Housing Area (MHA) in New York receives rates tailored to its specific cost of living, which is why rates can differ significantly between duty stations even within the same state. Service members stationed in New York should use our calculator to find the exact rate for their specific pay grade and dependency status.
Related Resources
- BAH rates by pay grade — Compare rates across all ranks
- Historical BAH rates — See how New York rates changed over time
- Compare duty stations — Side-by-side BAH comparison
- BAH affordability tool — What can you afford?