West Point, NY BAH Rates
2026 Basic Allowance for Housing rates for West Point, New York (MHA: NY217).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $3,258 | $2,514 |
| E-2 (Private/Seaman Apprentice) | $3,258 | $2,514 |
| E-3 (PFC/Seaman) | $3,258 | $2,514 |
| E-4 (Specialist/Corporal) | $3,258 | $2,514 |
| E-5 (Sergeant) | $3,468 | $2,859 |
| E-6 (Staff Sergeant) | $4,119 | $3,090 |
| E-7 (Sergeant First Class) | $4,215 | $3,264 |
| E-8 (Master Sergeant) | $4,317 | $3,600 |
| E-9 (Sergeant Major) | $4,521 | $3,795 |
| W-1 (Warrant Officer) | $4,140 | $3,195 |
| W-2 (Chief Warrant Officer 2) | $4,257 | $3,597 |
| W-3 (Chief Warrant Officer 3) | $4,383 | $3,819 |
| W-4 (Chief Warrant Officer 4) | $4,572 | $4,137 |
| W-5 (Chief Warrant Officer 5) | $4,806 | $4,236 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $4,230 | $3,465 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $4,362 | $3,753 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $4,608 | $4,113 |
| O-1 (Second Lieutenant/Ensign) | $3,549 | $3,045 |
| O-2 (First Lieutenant/LTJG) | $4,113 | $3,402 |
| O-3 (Captain/Lieutenant) | $4,380 | $3,882 |
| O-4 (Major/LCDR) | $4,884 | $4,215 |
| O-5 (Lieutenant Colonel/CDR) | $5,253 | $4,269 |
| O-6 (Colonel/Captain) | $5,298 | $4,362 |
| O-7 (Brigadier General/RDML) | $5,340 | $4,440 |
West Point, NY — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $3,258 to $5,253 — a $1,995 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for West Point, NY.
BAH Rate History (Estimated)
BAH Rate History — E-5 in West Point, NY
With Dependents • 2022–2026 (+$1,068 / +44.5%)
* Rates sourced from official DoD BAH rate publications for each year.
West Point vs. Nearby NY Duty Stations
E-5 with dependents BAH comparison. West Point ranks #5 — $1,602/mo less than New York City.
About BAH in West Point, NY
The 2026 Basic Allowance for Housing rate for West Point, New York reflects the local cost of rental housing in the NY217 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in West Point, the monthly BAH rate is $3,468, which comes to $41,616 per year. Without dependents, the same pay grade receives $2,859 per month.
BAH Rates by Rank in West Point
View West Point BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in West Point use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how West Point rates changed from 2022 to 2026
- Compare BAH rates — Compare West Point with another duty station
- All New York duty stations