Sault Ste Marie, MI BAH Rates
2026 Basic Allowance for Housing rates for Sault Ste Marie, Michigan (MHA: MI145).
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 (Private/Seaman Recruit) | $1,386 | $1,041 |
| E-2 (Private/Seaman Apprentice) | $1,386 | $1,041 |
| E-3 (PFC/Seaman) | $1,386 | $1,041 |
| E-4 (Specialist/Corporal) | $1,386 | $1,041 |
| E-5 (Sergeant) | $1,536 | $1,155 |
| E-6 (Staff Sergeant) | $1,920 | $1,437 |
| E-7 (Sergeant First Class) | $1,941 | $1,458 |
| E-8 (Master Sergeant) | $1,950 | $1,617 |
| E-9 (Sergeant Major) | $2,058 | $1,728 |
| W-1 (Warrant Officer) | $1,938 | $1,455 |
| W-2 (Chief Warrant Officer 2) | $1,947 | $1,614 |
| W-3 (Chief Warrant Officer 3) | $1,962 | $1,743 |
| W-4 (Chief Warrant Officer 4) | $2,097 | $1,917 |
| W-5 (Chief Warrant Officer 5) | $2,268 | $1,935 |
| O-1E (2LT/ENS w/ >4yr Enlisted) | $1,944 | $1,533 |
| O-2E (1LT/LTJG w/ >4yr Enlisted) | $1,953 | $1,701 |
| O-3E (CPT/LT w/ >4yr Enlisted) | $2,124 | $1,911 |
| O-1 (Second Lieutenant/Ensign) | $1,590 | $1,230 |
| O-2 (First Lieutenant/LTJG) | $1,917 | $1,491 |
| O-3 (Captain/Lieutenant) | $1,959 | $1,779 |
| O-4 (Major/LCDR) | $2,325 | $1,923 |
| O-5 (Lieutenant Colonel/CDR) | $2,595 | $1,947 |
| O-6 (Colonel/Captain) | $2,613 | $1,959 |
| O-7 (Brigadier General/RDML) | $2,628 | $1,971 |
Sault Ste Marie, MI — BAH Rate Snapshot
2026 monthly BAH rates with dependents across key pay grades. Rates range from $1,386 to $2,595 — a $1,209 spread.
Highlighted bars show commonly referenced pay grades (E-5, O-3). All rates are 2026 DoD BAH figures for Sault Ste Marie, MI.
BAH Rate History (Estimated)
BAH Rate History — E-5 in Sault Ste Marie, MI
With Dependents • 2022–2026 (+$453 / +41.8%)
* Rates sourced from official DoD BAH rate publications for each year.
Sault Ste Marie vs. Nearby MI Duty Stations
E-5 with dependents BAH comparison. Sault Ste Marie ranks #5 — $1,023/mo less than Ann Arbor.
About BAH in Sault Ste Marie, MI
The 2026 Basic Allowance for Housing rate for Sault Ste Marie, Michigan reflects the local cost of rental housing in the MI145 Military Housing Area. BAH rates are determined by surveying rental costs for various housing profiles in the area.
For an E-5 with dependents stationed in Sault Ste Marie, the monthly BAH rate is $1,536, which comes to $18,432 per year. Without dependents, the same pay grade receives $1,155 per month.
BAH Rates by Rank in Sault Ste Marie
View Sault Ste Marie BAH rates broken down by specific pay grade: E-5 BAH rates, E-6 BAH rates, E-7 BAH rates, O-3 BAH rates, or browse all pay grades.
Using BAH Toward a VA Home Loan
Many service members in Sault Ste Marie use their BAH to cover mortgage payments on a VA home loan. Use our BAH affordability tool to see what you can afford. Since BAH is non-taxable, it can stretch further than equivalent taxable income when qualifying for a mortgage.
Related Resources
- Historical BAH rates — See how Sault Ste Marie rates changed from 2022 to 2026
- Compare BAH rates — Compare Sault Ste Marie with another duty station
- All Michigan duty stations