BAH Rate Calculator

    O-2 BAH Rates — O-2 (First Lieutenant/LTJG)

    2026 Basic Allowance for Housing rates for O-2 (First Lieutenant/LTJG) at every military duty station.

    Avg w/ Dependents

    $2,607

    Avg w/o Dependents

    $2,243

    Highest

    $5,451

    San Francisco, CA

    Lowest

    $1,332

    Youngstown, OH

    O-1 RatesAll RanksO-3 Rates
    LocationWith Dep.Without Dep.
    San Francisco, CA$5,451$5,007
    Westchester County, NY$5,355$4,383
    Nantucket, MA$5,115$4,305
    New York City, NY$5,094$5,091
    Northern New Jersey, NJ$5,049$4,593
    Santa Clara County, CA$4,974$4,560
    Boston, MA$4,809$4,644
    Long Island, NY$4,770$4,326
    Maui County, HI$4,767$4,161
    Martha'S Vineyard, MA$4,587$3,879
    Hanscom Afb, MA$4,476$4,122
    San Diego, CA$4,401$3,873
    Camp Pendleton, CA$4,395$3,855
    Kauai County, HI$4,260$3,732
    Staten Island, NY$4,209$3,675
    Los Angeles, CA$4,185$3,780
    West Point, NY$4,113$3,402
    Oakland, CA$4,110$3,666
    Fort Monmouth/Earle Nws, NJ$4,077$3,486
    Perth Amboy, NJ$4,065$3,381
    Florida Keys, FL$4,053$3,921
    Ventura, CA$4,002$3,486
    Cape Cod-Plymouth, MA$3,996$3,852
    Trenton, NJ$3,969$3,384
    San Luis Obispo, CA$3,939$3,144
    Honolulu County, HI$3,909$3,555
    Seattle, WA$3,897$3,087
    Monterey, CA$3,864$3,396
    Hawaii County, HI$3,834$3,549
    Marin/Sonoma, CA$3,813$3,291
    Miami/Fort Lauderdale, FL$3,789$3,597
    Washington, DC$3,753$3,126
    Essex Co, MA$3,741$3,417
    Burlington, VT$3,732$3,033
    New Haven/Fairfield, CT$3,714$3,036
    Chicago, IL$3,699$3,354
    Portsmouth, NH$3,687$3,249
    Vandenberg Sfb, CA$3,639$3,276
    West Palm Beach, FL$3,603$3,348
    Portland, ME$3,573$3,201
    Riverside, CA$3,546$3,270
    Manchester/Concord, NH$3,522$3,120
    Vallejo/Travis Afb, CA$3,495$3,279
    Fitchburg, MA$3,465$3,075
    Providence, RI$3,453$3,150
    Newport, RI$3,441$2,796
    Jb Mcguire-Dix-Lakehurst, NJ$3,438$2,793
    Santa Fe/Los Alamos, NM$3,411$2,856
    Willow Grove, PA$3,393$2,871
    Worcester, MA$3,387$2,880
    San Bernardino, CA$3,378$3,180
    Indian Head Navordsta, MD$3,375$3,234
    Warrenton, VA$3,375$3,003
    Juneau, AK$3,369$2,577
    Boulder, CO$3,336$2,694
    Hartford, CT$3,327$2,823
    Atlantic City, NJ$3,285$2,628
    Fort G. G. Meade, MD$3,273$2,850
    Everett, WA$3,240$2,691
    Sitka, AK$3,225$2,475
    Annapolis, MD$3,225$2,874
    Quantico/Woodbridge, VA$3,171$2,883
    Edwards Afb/Palmdale, CA$3,153$2,601
    Beale Afb, CA$3,129$2,892
    Ann Arbor, MI$3,075$2,472
    New London, CT$3,069$2,529
    Cape May, NJ$3,069$2,682
    Denver, CO$3,060$2,748
    Fort Detrick, MD$3,060$2,613
    Tampa, FL$3,039$2,649
    Sacramento, CA$2,976$2,805
    Philadelphia, PA$2,976$2,613
    Orlando, FL$2,958$2,592
    Outer Banks, NC$2,943$2,562
    Stockton, CA$2,931$2,523
    Fort Myers Beach, FL$2,916$2,652
    Tacoma, WA$2,916$2,496
    Baltimore, MD$2,901$2,547
    Anchorage, AK$2,889$2,286
    Madison, WI$2,886$2,571
    Ketchikan, AK$2,883$2,550
    Kodiak Island, AK$2,880$2,349
    Patrick Sfb, FL$2,880$2,445
    Ballston Spa/Albany, NY$2,859$2,556
    Port Angeles, WA$2,856$2,340
    Hampden County, MA$2,847$2,352
    Allentown/Bethlehem, PA$2,835$2,340
    Fort Pierce, FL$2,826$2,628
    Fresno, CA$2,823$2,352
    Oxford, MD$2,811$2,391
    Beaufort/Parris Island, SC$2,808$2,379
    Dallas, TX$2,805$2,388
    Bridgeport, CA$2,796$2,166
    Austin, TX$2,796$2,283
    Traverse City, MI$2,793$2,178
    Astoria, OR$2,787$2,214
    Minneapolis/St Paul, MN$2,778$2,445
    Great Lakes Navtracen, IL$2,757$2,355
    Portland, OR$2,748$2,322
    Aberdeen Proving Grounds, MD$2,739$2,412
    Whidbey Island, WA$2,736$2,160
    Rome/Griffiss Afb, NY$2,730$2,097
    Bremerton, WA$2,727$2,337
    Corvallis, OR$2,712$2,307
    Charlottesville, VA$2,712$2,340
    Atlanta, GA$2,706$2,349
    Milwaukee, WI$2,697$2,529
    Coastal Maine, ME$2,694$2,148
    Reno/Carson City, NV$2,676$2,322
    Nashville, TN$2,670$2,220
    St. Louis, MO$2,652$2,385
    Savannah, GA$2,649$2,358
    Knoxville, TN$2,646$2,148
    Richmond/Fort Lee, VA$2,625$2,295
    Charleston, SC$2,613$2,334
    Pittsburgh, PA$2,601$2,214
    Detroit, MI$2,580$2,256
    Asheville, NC$2,568$2,166
    Elizabeth City, NC$2,559$2,442
    Norfolk/Portsmouth, VA$2,556$2,367
    Brunswick, ME$2,553$2,250
    Buffalo, NY$2,550$2,166
    Spokane, WA$2,550$2,106
    Twenty Nine Palms Mcb, CA$2,544$1,989
    Patuxent River, MD$2,544$2,364
    Birmingham, AL$2,529$2,370
    Fort Collins, CO$2,529$2,202
    Helena, MT$2,526$1,971
    Eglin Afb, FL$2,523$2,406
    Cincinnati, OH$2,523$2,202
    Rochester, NY$2,514$2,127
    Houston, TX$2,514$2,124
    Dahlonega, GA$2,511$2,187
    Wilmington, NC$2,496$2,007
    Volusia County, FL$2,493$2,232
    Dover Afb/Rehoboth, DE$2,490$2,241
    Grand Haven, MI$2,478$2,127
    Eugene, OR$2,478$2,145
    Phoenix, AZ$2,454$2,217
    Fairbanks, AK$2,451$2,064
    Panama City, FL$2,439$2,133
    Fort Stewart, GA$2,436$2,268
    Charlotte, NC$2,433$2,118
    Colorado Springs, CO$2,430$2,295
    Barstow/Fort Irwin, CA$2,427$1,968
    Fort Worth, TX$2,421$2,061
    Hampton/Newport News, VA$2,418$2,214
    Cleveland, OH$2,415$1,932
    Grand Rapids, MI$2,400$2,085
    Salem, OR$2,394$1,965
    Chattanooga, TN$2,394$1,950
    Ocala, FL$2,388$2,319
    Durham/Chapel Hill, NC$2,388$2,082
    College Station, TX$2,385$1,878
    Syracuse, NY$2,382$1,995
    Yakima, WA$2,379$1,878
    Omaha/Offutt Afb, NE$2,373$2,022
    Carlisle Barracks, PA$2,373$2,022
    New Orleans, LA$2,370$1,866
    Battle Creek/Kalamazoo, MI$2,367$1,875
    Myrtle Beach, SC$2,358$2,064
    Salt Lake City, UT$2,355$2,070
    Gainesville, FL$2,352$2,025
    Duluth, MN$2,331$2,019
    Fargo, ND$2,328$1,803
    Albuquerque/Kirtland Afb, NM$2,325$2,142
    Humboldt County, CA$2,316$1,887
    Raleigh, NC$2,316$2,046
    Memphis, TN$2,316$2,103
    Eastern Shore, MD$2,310$2,082
    Lemoore Nas, CA$2,274$2,079
    Boise, ID$2,274$1,902
    Louisville, KY$2,271$1,932
    State College, PA$2,271$1,794
    Eastern Panhandle, WV$2,250$2,010
    Jacksonville, FL$2,238$2,139
    Rock Island, IL$2,235$1,851
    Columbus, OH$2,235$1,848
    Pensacola, FL$2,232$1,842
    Ogden/Hill Afb, UT$2,226$2,058
    Provo, UT$2,226$2,019
    Corpus Christi, TX$2,214$1,743
    Coos Bay, OR$2,211$1,797
    Cheyenne, WY$2,211$1,728
    Rapid City/Ellsworth Afb, SD$2,208$1,929
    Des Moines, IA$2,205$1,722
    Indianapolis, IN$2,205$1,836
    Nellis Afb/Las Vegas, NV$2,205$2,031
    Abilene/Dyess Afb, TX$2,205$1,683
    Bismarck, ND$2,196$1,701
    Fort Huachuca, AZ$2,190$1,674
    Baton Rouge, LA$2,190$1,842
    Mountain Home Afb, ID$2,181$1,683
    Kansas City, MO$2,172$1,944
    Toledo, OH$2,163$1,944
    Jackson, MS$2,160$1,890
    Fort Gordon, AL$2,154$1,866
    Kings Bay/Brunswick, GA$2,154$2,097
    El Centro, CA$2,148$1,962
    Lexington, KY$2,148$1,824
    El Paso, TX$2,145$1,764
    Fort Knox, KY$2,133$1,683
    Fort Leavenworth, KS$2,130$1,794
    Fort Wayne, IN$2,127$1,896
    Davis-Monthan Afb, AZ$2,118$1,839
    Columbia/Fort Jackson, SC$2,118$1,860
    Johnson City/Kingsport, TN$2,118$1,656
    Lincoln, NE$2,109$1,743
    Greensboro, NC$2,106$1,770
    Wichita Fls/Sheppard Afb, TX$2,106$1,647
    Fort Campbell, KY$2,097$1,794
    Waco, TX$2,094$1,713
    San Antonio, TX$2,091$1,827
    Greenville, SC$2,079$1,881
    Huntsville, AL$2,076$1,758
    Roanoke, VA$2,076$1,860
    Mobile, AL$2,070$1,839
    Tallahassee, FL$2,058$1,815
    Bangor, ME$2,049$1,842
    Fort Bragg/Pope, NC$2,046$1,782
    Morehead/Cherry Pt Mcas, NC$2,043$1,839
    Fayetteville, AR$2,037$1,746
    Shreveport/Barksdale Afb, LA$2,025$1,800
    Sioux Falls, SD$2,022$1,545
    Marquette, MI$2,007$1,758
    Grand Forks, ND$2,001$1,662
    Scott Afb, IL$1,995$1,560
    Columbus Afb, MS$1,992$1,554
    Lexington, VA$1,992$1,539
    Lansing, MI$1,980$1,743
    Champaign/Urbana, IL$1,977$1,530
    Minot Afb, ND$1,977$1,542
    Fort Benning, GA$1,974$1,692
    Bloomington, IN$1,953$1,860
    Seymour Johnson Afb, NC$1,947$1,542
    Sumter/Shaw Afb, SC$1,944$1,494
    Camp Lejeune, NC$1,941$1,596
    Tulsa, OK$1,941$1,611
    Little Rock, AR$1,938$1,824
    Whiteman Afb, MO$1,926$1,560
    White Sands Mr/Las Cruces, NM$1,926$1,638
    Akron, OH$1,923$1,569
    Sault Ste Marie, MI$1,917$1,491
    Fort Hood, TX$1,917$1,689
    Moody Afb, GA$1,914$1,521
    Beaumont, TX$1,914$1,515
    Morgantown, WV$1,914$1,578
    Fort Drum/Watertown, NY$1,890$1,638
    Wilkes-Barre/Scranton, PA$1,884$1,722
    Robins Afb, GA$1,875$1,770
    Paducah, KY$1,872$1,452
    Topeka, KS$1,866$1,590
    Holloman Afb/Alamogordo, NM$1,866$1,536
    Peoria, IL$1,857$1,554
    Brownsville, TX$1,857$1,482
    Springfield, MO$1,851$1,434
    Oklahoma City, OK$1,851$1,614
    Wright-Patterson Afb, OH$1,848$1,614
    Yuma, AZ$1,842$1,650
    Lafayette, LA$1,842$1,542
    Sparta/Fort Mccoy, WI$1,842$1,410
    Goodfellow Afb, TX$1,833$1,542
    Auburn, AL$1,830$1,680
    Fort Polk, LA$1,827$1,407
    Springfield/Decatur, IL$1,821$1,476
    Terre Haute, IN$1,821$1,467
    Malmstrom Sfb/Great Falls, MT$1,818$1,590
    Frankfort, KY$1,812$1,452
    Lubbock, TX$1,809$1,461
    Fallon Nas, NV$1,785$1,596
    Fort Riley, KS$1,779$1,386
    Huntington, WV$1,776$1,494
    China Lake, CA$1,764$1,554
    Charleston, WV$1,761$1,377
    Montgomery, AL$1,755$1,662
    Saginaw, MI$1,746$1,449
    Fort Rucker, AL$1,740$1,533
    Fort Leonard Wood, MO$1,719$1,452
    Stevens Point, WI$1,704$1,326
    Laughlin Afb/Del Rio, TX$1,701$1,440
    Wichita/Mcconnell Afb, KS$1,686$1,362
    Fort Chaffee/Fort Smith, AR$1,677$1,341
    Erie, PA$1,677$1,470
    Alexandria, LA$1,674$1,338
    St Mary And Terrebonne, LA$1,647$1,593
    Monroe, LA$1,626$1,251
    Lake Charles, LA$1,623$1,338
    Columbia/Jefferson City, MO$1,620$1,356
    Gulfport, MS$1,617$1,575
    Cannon Afb/Clovis, NM$1,590$1,335
    Altus Afb, OK$1,560$1,251
    Meridian, MS$1,542$1,272
    Albany, GA$1,536$1,362
    Hattiesburg, MS$1,521$1,374
    Vance Afb/Enid, OK$1,509$1,221
    Fort Sill/Lawton, OK$1,491$1,227
    Anniston/Fort Mcclellan, AL$1,488$1,194
    Youngstown, OH$1,332$1,176

    About O-2 BAH Rates

    The 2026 BAH rate for O-2 (First Lieutenant/LTJG) varies from $1,332/mo in Youngstown, OH to $5,451/mo in San Francisco, CA (with dependents).

    The national average BAH for O-2 is $2,607/mo with dependents and $2,243/mo without dependents. Use our BAH calculator to find your exact rate based on duty station.

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