BAH Rate Calculator

    O-3E BAH Rates — O-3E (CPT/LT w/ >4yr Enlisted)

    2026 Basic Allowance for Housing rates for O-3E (CPT/LT w/ >4yr Enlisted) at every military duty station.

    Avg w/ Dependents

    $3,001

    Avg w/o Dependents

    $2,605

    Highest

    $7,023

    Westchester County, NY

    Lowest

    $1,788

    Youngstown, OH

    O-2E RatesAll RanksO-1 Rates
    LocationWith Dep.Without Dep.
    Westchester County, NY$7,023$5,361
    San Francisco, CA$5,955$5,445
    New York City, NY$5,949$5,115
    Nantucket, MA$5,832$5,121
    Maui County, HI$5,793$4,764
    Boston, MA$5,511$4,818
    Santa Clara County, CA$5,496$4,971
    Northern New Jersey, NJ$5,325$5,043
    Long Island, NY$5,262$4,764
    Florida Keys, FL$5,232$4,044
    Martha'S Vineyard, MA$5,193$4,587
    Hanscom Afb, MA$5,115$4,470
    Monterey, CA$5,031$3,861
    Kauai County, HI$4,986$4,260
    Essex Co, MA$4,887$3,735
    Camp Pendleton, CA$4,854$4,392
    Miami/Fort Lauderdale, FL$4,791$3,780
    Staten Island, NY$4,776$4,209
    San Diego, CA$4,770$4,398
    Los Angeles, CA$4,767$4,179
    Portsmouth, NH$4,704$3,684
    Cape Cod-Plymouth, MA$4,626$3,987
    Trenton, NJ$4,620$3,966
    West Point, NY$4,608$4,113
    Honolulu County, HI$4,572$3,903
    Oakland, CA$4,566$4,107
    San Luis Obispo, CA$4,536$3,942
    Portland, ME$4,524$3,567
    Fort Monmouth/Earle Nws, NJ$4,503$4,074
    Perth Amboy, NJ$4,422$4,065
    Burlington, VT$4,380$3,735
    Seattle, WA$4,371$3,900
    Ventura, CA$4,365$4,002
    Manchester/Concord, NH$4,365$3,516
    Marin/Sonoma, CA$4,335$3,813
    Fitchburg, MA$4,302$3,462
    Newport, RI$4,284$3,441
    Washington, DC$4,197$3,753
    West Palm Beach, FL$4,191$3,594
    Providence, RI$4,152$3,447
    New Haven/Fairfield, CT$4,038$3,717
    Hawaii County, HI$4,026$3,828
    Worcester, MA$4,002$3,384
    Vandenberg Sfb, CA$3,933$3,633
    Hartford, CT$3,930$3,324
    Warrenton, VA$3,912$3,369
    Boulder, CO$3,846$3,336
    Indian Head Navordsta, MD$3,831$3,366
    Brunswick, ME$3,813$2,859
    Chicago, IL$3,810$3,693
    Atlantic City, NJ$3,801$3,285
    Santa Fe/Los Alamos, NM$3,795$3,408
    Riverside, CA$3,783$3,537
    Juneau, AK$3,720$3,333
    Jb Mcguire-Dix-Lakehurst, NJ$3,702$3,438
    Everett, WA$3,666$3,237
    Vallejo/Travis Afb, CA$3,636$3,486
    Austin, TX$3,624$2,796
    Annapolis, MD$3,612$3,219
    Madison, WI$3,582$2,880
    Hampden County, MA$3,576$2,844
    Fort G. G. Meade, MD$3,570$3,270
    Ann Arbor, MI$3,561$3,072
    Anchorage, AK$3,558$2,853
    Willow Grove, PA$3,549$3,393
    Sitka, AK$3,546$3,189
    Quantico/Woodbridge, VA$3,519$3,165
    Ketchikan, AK$3,510$2,847
    Stockton, CA$3,507$2,925
    San Bernardino, CA$3,504$3,369
    Eglin Afb, FL$3,468$2,601
    New London, CT$3,465$3,066
    Edwards Afb/Palmdale, CA$3,414$3,150
    Fort Detrick, MD$3,399$3,054
    Cape May, NJ$3,390$3,066
    Ballston Spa/Albany, NY$3,381$2,850
    Milwaukee, WI$3,363$2,685
    Kodiak Island, AK$3,348$2,844
    Astoria, OR$3,339$2,790
    Denver, CO$3,306$3,054
    Baltimore, MD$3,303$2,895
    Outer Banks, NC$3,246$2,937
    Beale Afb, CA$3,231$3,120
    Fort Pierce, FL$3,228$2,817
    Fort Myers Beach, FL$3,228$2,910
    Aberdeen Proving Grounds, MD$3,222$2,733
    Tacoma, WA$3,216$2,913
    Portland, OR$3,207$2,745
    Philadelphia, PA$3,189$2,970
    Whidbey Island, WA$3,189$2,739
    Great Lakes Navtracen, IL$3,183$2,751
    Charlottesville, VA$3,177$2,706
    Port Angeles, WA$3,174$2,853
    Sacramento, CA$3,165$2,964
    Oxford, MD$3,162$2,808
    Tampa, FL$3,156$3,036
    Traverse City, MI$3,156$2,796
    Bridgeport, CA$3,150$2,799
    Bremerton, WA$3,144$2,724
    Corvallis, OR$3,102$2,706
    Dover Afb/Rehoboth, DE$3,069$2,481
    Asheville, NC$3,069$2,562
    Fairbanks, AK$3,066$2,415
    Fresno, CA$3,063$2,820
    Knoxville, TN$3,060$2,643
    Orlando, FL$3,045$2,952
    Minneapolis/St Paul, MN$3,033$2,769
    Allentown/Bethlehem, PA$3,015$2,835
    Beaufort/Parris Island, SC$3,009$2,805
    Patrick Sfb, FL$2,991$2,877
    Detroit, MI$2,982$2,574
    Rome/Griffiss Afb, NY$2,976$2,733
    Humboldt County, CA$2,961$2,316
    Coastal Maine, ME$2,952$2,691
    Reno/Carson City, NV$2,946$2,670
    Twenty Nine Palms Mcb, CA$2,940$2,544
    Spokane, WA$2,937$2,547
    Dallas, TX$2,934$2,799
    Buffalo, NY$2,919$2,544
    Syracuse, NY$2,919$2,376
    Eugene, OR$2,913$2,472
    Patuxent River, MD$2,910$2,535
    College Station, TX$2,904$2,385
    Fort Collins, CO$2,901$2,523
    Nashville, TN$2,898$2,667
    Helena, MT$2,895$2,529
    St. Louis, MO$2,892$2,646
    Richmond/Fort Lee, VA$2,883$2,619
    Rochester, NY$2,880$2,508
    Savannah, GA$2,874$2,643
    Norfolk/Portsmouth, VA$2,859$2,547
    Barstow/Fort Irwin, CA$2,856$2,424
    Houston, TX$2,856$2,508
    Gainesville, FL$2,850$2,346
    Salem, OR$2,847$2,391
    Yakima, WA$2,847$2,376
    Salt Lake City, UT$2,838$2,349
    Elizabeth City, NC$2,823$2,547
    Pittsburgh, PA$2,823$2,598
    Coos Bay, OR$2,814$2,208
    Wilmington, NC$2,805$2,496
    Panama City, FL$2,802$2,433
    Charleston, SC$2,802$2,607
    Atlanta, GA$2,784$2,700
    Omaha/Offutt Afb, NE$2,769$2,367
    El Centro, CA$2,751$2,139
    State College, PA$2,739$2,268
    Fort Stewart, GA$2,736$2,427
    Cincinnati, OH$2,724$2,517
    Tallahassee, FL$2,721$2,052
    Volusia County, FL$2,721$2,484
    Durham/Chapel Hill, NC$2,703$2,382
    Chattanooga, TN$2,700$2,391
    Carlisle Barracks, PA$2,694$2,367
    New Orleans, LA$2,688$2,367
    Colorado Springs, CO$2,679$2,418
    Columbus, OH$2,679$2,232
    Bloomington, IN$2,673$2,004
    Jackson, MS$2,658$2,154
    Grand Haven, MI$2,649$2,472
    Myrtle Beach, SC$2,643$2,352
    Cleveland, OH$2,637$2,412
    Hampton/Newport News, VA$2,637$2,409
    Fort Campbell, KY$2,634$2,091
    Battle Creek/Kalamazoo, MI$2,634$2,364
    Provo, UT$2,631$2,217
    Eastern Panhandle, WV$2,622$2,244
    Dahlonega, GA$2,619$2,505
    Birmingham, AL$2,613$2,517
    Fargo, ND$2,613$2,331
    Corpus Christi, TX$2,604$2,211
    Bangor, ME$2,598$2,040
    Rapid City/Ellsworth Afb, SD$2,574$2,202
    Grand Rapids, MI$2,571$2,394
    Waco, TX$2,568$2,091
    Cheyenne, WY$2,568$2,211
    Ocala, FL$2,565$2,397
    Des Moines, IA$2,559$2,202
    Fort Knox, KY$2,559$2,130
    Fort Drum/Watertown, NY$2,559$1,920
    Auburn, AL$2,556$1,917
    Lemoore Nas, CA$2,553$2,265
    Kings Bay/Brunswick, GA$2,550$2,160
    Morehead/Cherry Pt Mcas, NC$2,550$2,034
    Phoenix, AZ$2,547$2,445
    Louisville, KY$2,547$2,265
    Fort Worth, TX$2,526$2,415
    Albuquerque/Kirtland Afb, NM$2,520$2,316
    Eastern Shore, MD$2,514$2,304
    Marquette, MI$2,502$1,998
    Johnson City/Kingsport, TN$2,490$2,118
    Wichita Fls/Sheppard Afb, TX$2,490$2,106
    Fayetteville, AR$2,487$2,031
    Nellis Afb/Las Vegas, NV$2,487$2,196
    Charlotte, NC$2,484$2,427
    Raleigh, NC$2,481$2,310
    Mountain Home Afb, ID$2,478$2,181
    Duluth, MN$2,478$2,325
    Boise, ID$2,475$2,268
    Jacksonville, FL$2,463$2,229
    Ogden/Hill Afb, UT$2,454$2,214
    Kansas City, MO$2,451$2,163
    Fort Hood, TX$2,451$1,908
    Rock Island, IL$2,448$2,232
    Fort Leavenworth, KS$2,448$2,124
    Roanoke, VA$2,430$2,067
    Memphis, TN$2,409$2,307
    Fallon Nas, NV$2,406$1,806
    Shreveport/Barksdale Afb, LA$2,403$2,016
    Scott Afb, IL$2,397$1,992
    Fort Rucker, AL$2,394$1,797
    Malmstrom Sfb/Great Falls, MT$2,391$1,809
    Fort Gordon, AL$2,388$2,148
    Bismarck, ND$2,382$2,196
    Lincoln, NE$2,382$2,103
    Indianapolis, IN$2,373$2,202
    Lexington, KY$2,370$2,142
    Whiteman Afb, MO$2,370$1,923
    Columbia/Fort Jackson, SC$2,361$2,109
    Greensboro, NC$2,358$2,100
    Baton Rouge, LA$2,346$2,184
    Toledo, OH$2,346$2,154
    Fort Wayne, IN$2,343$2,118
    Abilene/Dyess Afb, TX$2,343$2,208
    Mobile, AL$2,340$2,064
    Pensacola, FL$2,340$2,226
    Seymour Johnson Afb, NC$2,340$1,944
    Robins Afb, GA$2,334$1,866
    Huntsville, AL$2,325$2,070
    Grand Forks, ND$2,325$1,995
    Greenville, SC$2,322$2,070
    Brownsville, TX$2,316$1,851
    Champaign/Urbana, IL$2,310$1,974
    Lansing, MI$2,310$1,974
    Laughlin Afb/Del Rio, TX$2,307$1,731
    Davis-Monthan Afb, AZ$2,289$2,109
    China Lake, CA$2,289$1,755
    Fort Bragg/Pope, NC$2,289$2,040
    Tulsa, OK$2,280$1,935
    Fort Huachuca, AZ$2,277$2,187
    El Paso, TX$2,268$2,142
    Columbus Afb, MS$2,265$1,992
    Minot Afb, ND$2,262$1,974
    Lexington, VA$2,262$1,989
    Wright-Patterson Afb, OH$2,259$1,839
    Goodfellow Afb, TX$2,256$1,827
    Columbia/Jefferson City, MO$2,247$1,686
    Wilkes-Barre/Scranton, PA$2,241$1,875
    Topeka, KS$2,211$1,857
    Sioux Falls, SD$2,211$2,019
    Camp Lejeune, NC$2,208$1,935
    Paducah, KY$2,205$1,869
    Gulfport, MS$2,199$1,650
    San Antonio, TX$2,196$2,082
    Sumter/Shaw Afb, SC$2,193$1,941
    Morgantown, WV$2,184$1,908
    Terre Haute, IN$2,175$1,815
    Springfield, MO$2,169$1,851
    Akron, OH$2,169$1,920
    Fort Benning, GA$2,166$1,968
    Yuma, AZ$2,157$1,833
    Moody Afb, GA$2,157$1,911
    Lafayette, LA$2,157$1,833
    St Mary And Terrebonne, LA$2,157$1,650
    Frankfort, KY$2,154$1,809
    White Sands Mr/Las Cruces, NM$2,154$1,917
    Peoria, IL$2,151$1,851
    Lubbock, TX$2,145$1,803
    Little Rock, AR$2,127$1,929
    Sault Ste Marie, MI$2,124$1,911
    Springfield/Decatur, IL$2,109$1,815
    Lake Charles, LA$2,109$1,617
    Montgomery, AL$2,100$1,746
    Alexandria, LA$2,097$1,671
    Beaumont, TX$2,091$1,911
    Fort Leonard Wood, MO$2,085$1,713
    Albany, GA$2,073$1,554
    Wichita/Mcconnell Afb, KS$2,073$1,683
    Fort Chaffee/Fort Smith, AR$2,070$1,674
    Meridian, MS$2,070$1,554
    Oklahoma City, OK$2,070$1,842
    Fort Riley, KS$2,052$1,776
    Holloman Afb/Alamogordo, NM$2,028$1,860
    Fort Polk, LA$2,022$1,827
    Charleston, WV$2,016$1,758
    Hattiesburg, MS$2,001$1,512
    Sparta/Fort Mccoy, WI$2,001$1,839
    Huntington, WV$1,989$1,770
    Vance Afb/Enid, OK$1,977$1,503
    Altus Afb, OK$1,971$1,554
    Erie, PA$1,965$1,668
    Cannon Afb/Clovis, NM$1,896$1,584
    Fort Sill/Lawton, OK$1,893$1,482
    Saginaw, MI$1,887$1,740
    Monroe, LA$1,812$1,623
    Anniston/Fort Mcclellan, AL$1,800$1,482
    Stevens Point, WI$1,791$1,701
    Youngstown, OH$1,788$1,347

    About O-3E BAH Rates

    The 2026 BAH rate for O-3E (CPT/LT w/ >4yr Enlisted) varies from $1,788/mo in Youngstown, OH to $7,023/mo in Westchester County, NY (with dependents).

    The national average BAH for O-3E is $3,001/mo with dependents and $2,605/mo without dependents. Use our BAH calculator to find your exact rate based on duty station.

    Explore Related Information